- Patent Title: Methods, systems, and computer program products for using shopper credentials to initiate payment for a purchase by matching the credentials with an open approval from a financial institution
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Application No.: US14281992Application Date: 2014-05-20
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Publication No.: US09727859B1Publication Date: 2017-08-08
- Inventor: Jeffrey Toewe
- Applicant: CAROLINA COUPON CLEARING, INC.
- Applicant Address: US NC Winston-Salem
- Assignee: CAROLINA COUPON CLEARING, INC.
- Current Assignee: CAROLINA COUPON CLEARING, INC.
- Current Assignee Address: US NC Winston-Salem
- Agency: Allen, Dyer, Doppelt, + Gilchrist, P.A. Attorneys at Law
- Main IPC: G06Q20/20
- IPC: G06Q20/20 ; G06Q20/36 ; G06Q30/02
Abstract:
A method includes performing operations as follows on at least one processor: receiving credentials from a shopper, the credentials being associated with a purchase from a merchant, receiving an open approval for advancing funds for the purchase from a financial institution, matching the open approval with the credentials received from the shopper, and notifying the merchant that payment has been approved.
Information query
