A method is provided for redirecting a call initiated from a portable communication device. The method includes screening calls initiated from the portable communication device, and on the portable communication device, automatically redirecting the call initiated from the portable communication device from a normal communication network to a specified service provider communication network when the screening determines that the call matches predetermined criteria. The method also includes authenticating a user account, executing a visual IVR application that visually interacts with a user of the portable communication device upon authentication of the account, and forwarding the redirected call via a communication network to an alternate system when the authentication of the account fails. The method further includes retrieving personalized account information from the service provider for use by the visual IVR application upon authentication of the account, and displaying selected retrieved personalized account information.