A system and method for virtually fitting an article of clothing on an accurate representation of a user's body obtained by 3D scanning of the user in minimal clothing and in standard garments of known properties. A graphical user interface allows the user to access a database of garments and accessories available for selection for the virtual fitting simulation for which each garment's physical and material properties are known. A finite element analysis is applied to determine the shape of the combined user body and garment and a an accurate visual representation of the selected garment or accessory on the proportional model of the user's body based on the analysis is generated. Means are also provided for the user to solicit custom garments or accessories from a participating designer or retailer, purchase selected garments or accessories from the participating designer or retailer, and communicate his or her preferences with participating designers, retailers, or other users.