An intelligent decision engine is configured on a mobile device that includes rules and criteria that the engine uses to determine whether to allow the mobile device to engage in M2M communications with an M2M device. The criteria may be based on user groups, location of the mobile device, privacy zones that may or may not include the M2M device, “black” and/or “white” access lists, time of day, traffic on a wireless link to a wireless network, etc. If the communication meets all applicable criteria it is permitted to commence, and if not, it is blocked.