Embodiments include a method and apparatus for mounting wearable ballistic body armor plates and accessories to a user. Embodiments may include a plate frame assembly comprising one or more plate frames and one or more ballistic body armor plates. The one or more plate frames may at least partially house the one or more ballistic body armor plates and hold them in position with respect to the one or more plate frames. A method of embodiments may include providing one or more plate frames and one or more ballistic body armor plates and using the one or more plate frames to hold the one or more ballistic armor plates in a fixed position with respect to the body armor plates. In some embodiments, the plate frame assembly is resistant to the absorption and/or accumulation of liquids and chemicals.