Invention Grant
- Patent Title: Systems and methods to secure user identification
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Application No.: US15209631Application Date: 2016-07-13
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Publication No.: US09912483B2Publication Date: 2018-03-06
- Inventor: Mark Carlson , Michael Steven Bankston , Kalpana Jogi , Timothy Gallagher , Alesia Panagiotides
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: The Webb Law Firm
- Main IPC: H04L9/32
- IPC: H04L9/32 ; H04L29/06 ; G06Q20/32 ; G06Q20/38 ; G06Q20/40 ; H04L29/08 ; G06F17/30

Abstract:
A computing apparatus configured to verify a digital signature applied on a set of data received from a user device, including an user ID assigned by a partner system to uniquely identify a user of the user device among customers of the partner system, and a user device identifier identifying the user device. The digital signature is generated via applying a cryptographic one-way hash function on a combination of the set of data and a secret, shared between the computing apparatus and the partner system via a secure communication channel separate from a channel used to receive the set of data.
Public/Granted literature
- US20160323259A1 SYSTEMS AND METHODS TO SECURE USER IDENTIFICATION Public/Granted day:2016-11-03
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