A clutch assembly is disclosed having a clutch housing and a shaft. A clutch pack selectively couples rotation of the clutch housing and the shaft. The clutch pack includes a primary backing plate, a reaction plate, first and second friction plates disposed between the backing plate and the reaction plate, and a secondary backing plate disposed between the first and second friction plates. A first actuator selectively applies pressure to the reaction plate to move the reaction plate toward the primary backing plate. A second actuator controls movement of the secondary backing plate to switch the clutch pack between a low torque state and a high torque state. In the low torque state, the secondary backing plate cannot move longitudinally toward the primary backing plate beyond a locked position. In the high torque state, the secondary backing plate can move beyond the locked position.