The present invention relates to the field of ambulatory and non-invasive monitoring of a plurality of physiological parameters of a monitored individual. The invention includes a physiological monitoring apparatus with an improved monitoring apparel (1) worn by a monitored individual, the apparel (1) having attached sensors for monitoring parameters reflecting pulmonary function, or parameters reflecting cardiac function, or parameters reflecting the function of other organ systems, and the apparel (1) being designed and tailored to be comfortable during the individual's normal daily activities. The sensors preferably include one or more ECG leads (12) and one of more inductive plethysmographic sensors (4,5,6) with conductive loops positioned closely to the individual to preferably monitor at least basic cardiac parameters, basic pulmonary parameters, or both.