The present invention relates to a method for operating an electronic device (1) storing a plurality of virtual cards in a digital wallet, characterized in that it comprises the following steps, performed by a processing unit (11) of the device (1): Receiving (a), from a terminal (2) connected to the electronic device (1), identification data related to the terminal (2); and selecting (b) at least one virtual card suitable for an interaction between the electronic device (1) and the terminal (2), among the plurality of virtual cards stored in the digital wallet, as a function of at least said identification data related to the terminal (2).