公开(公告)号：EP1073025A3

公开(公告)日：2002-08-28

申请号：EP00306391.4

申请日：2000-07-27

申请人： Nortel Networks Corporation

发明人： Lowery, Ted B. ,  Crabtree, Walden

IPC分类号： G07F19/00 ,  G07F7/08

CPC分类号： G07F7/1008 ,  G06Q20/04 ,  G06Q20/12 ,  G06Q20/341 ,  G06Q20/40145

摘要： A smart card terminal (910, 920, 930, 940) receives a first smart card and deducts value from the smart card. The value to be deducted is determined by a smart card holder and is relayed to a smart card terminal (910, 920, 930, 940) via a user interface on the smart card terminal. If a single slot smart card terminal is utilized for a transfer between smart cards, then the terminal deducts the value from the first smart card that is then removed from the slot. The transaction is completed when a second smart card is inserted into the slot and the value deducted from the first card is written onto the second card. If a multiple slot smart card terminal is utilized then the first smart card is inserted into a first slot and the second smart card is inserted into a second slot. A user interface guides the smart card holder(s) through the process of deducting value from the first smart card and writing it onto the second smart card. Long distance or remote transfers of value between smart cards can also be performed. A remote transfer implies two smart card terminals communicating with one another. Such communication can be telephone based or computer based and can utilize telephone networks 950 or computer data networks 960 . Smart card transfers can also be effected in a non-real-time basis meaning a first smart card can have value deducted and stored in a data network smart card server 970 for later retrieval by a second smart card.

公开(公告)号：EP1073025A2

公开(公告)日：2001-01-31

申请号：EP00306391.4

申请日：2000-07-27

申请人： Nortel Networks Corporation

发明人： Lowery, Ted B. ,  Crabtree, Walden

IPC分类号： G07F19/00

CPC分类号： G07F7/1008 ,  G06Q20/04 ,  G06Q20/12 ,  G06Q20/341 ,  G06Q20/40145

摘要： A smart card terminal (910, 920, 930, 940) receives a first smart card and deducts value from the smart card. The value to be deducted is determined by a smart card holder and is relayed to a smart card terminal (910, 920, 930, 940) via a user interface on the smart card terminal. If a single slot smart card terminal is utilized for a transfer between smart cards, then the terminal deducts the value from the first smart card that is then removed from the slot. The transaction is completed when a second smart card is inserted into the slot and the value deducted from the first card is written onto the second card. If a multiple slot smart card terminal is utilized then the first smart card is inserted into a first slot and the second smart card is inserted into a second slot. A user interface guides the smart card holder(s) through the process of deducting value from the first smart card and writing it onto the second smart card. Long distance or remote transfers of value between smart cards can also be performed. A remote transfer implies two smart card terminals communicating with one another. Such communication can be telephone based or computer based and can utilize telephone networks 950 or computer data networks 960 . Smart card transfers can also be effected in a non-real-time basis meaning a first smart card can have value deducted and stored in a data network smart card server 970 for later retrieval by a second smart card.

摘要翻译： 智能卡终端（910,920,930,940）接收第一智能卡并从智能卡中扣除价值。 要扣除的值由智能卡持有人确定，并通过智能卡终端上的用户界面中继到智能卡终端（910,920,930,940）。 如果单槽智能卡终端用于智能卡之间的传输，则终端从第一智能卡中扣除然后从插槽中移除的值。 当将第二智能卡插入插槽中时，交易完成，并且从第一卡被扣除的值被写入第二卡。 如果使用多时隙智能卡终端，则将第一智能卡插入第一时隙，并将第二智能卡插入第二时隙。 用户界面通过从第一智能卡扣除值并将其写入第二智能卡的过程来引导智能卡持有者。 也可以在智能卡之间进行远距离或远距离传输。 远程传输意味着两个智能卡终端彼此通信。 这样的通信可以是基于电话或基于计算机的，并且可以利用电话网络950或计算机数据网络960.智能卡传输也可以非实时地实现，这意味着第一智能卡可以扣除并存储在数据中的值 网络智能卡服务器970，用于稍后由第二智能卡检索。