REAL-TIME FRAUD DETECTION BASED ON DEVICE FINGERPRINTING

    公开(公告)号:EP4239557A1

    公开(公告)日:2023-09-06

    申请号:EP23159453.2

    申请日:2023-03-01

    Abstract: Provided are systems and methods for real-time identification of fraudulent users of an online resource such as a website or mobile application, including new user accounts that have yet to transact on the online resource. In one example, a method may include receiving, by a host platform of an online resource, a request from a user device associated with a user account of the online resource, creating, by the host platform, a device fingerprint of the user device based on a plurality of device attributes included in the request, determining, by the host platform, whether the device fingerprint matches a previously banned device fingerprint stored in a database by the online resource, and in response to a determination that the device fingerprint has been banned previously, automatically restricting, by the host platform, an ability of the user account with the online resource.

    PREVENTION OF MALICIOUS ACTIVITY THROUGH FRICTION POINT IMPLEMENTATION

    公开(公告)号:EP3822895A1

    公开(公告)日:2021-05-19

    申请号:EP20206104.0

    申请日:2020-11-06

    Abstract: Provided are systems and methods for inserting friction points into a user session with an online resource such as a website or mobile application. In one example, the method may include receiving user data, predicting a likelihood that the user will behave inappropriately when interacting with an online resource of the host platform based on the received user data, determining a friction point in response to the predicted likelihood the user will behave inappropriately being greater than a predetermined threshold, and modifying at least one of displayed content and interactive capabilities of the online resource which are available to the user based on the determined friction point.

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