公开(公告)号：US06837424B2

公开(公告)日：2005-01-04

申请号：US10208902

申请日：2002-07-31

申请人： Alex Young ,  Leonie Catherine Roberts ,  Terrence Alexander O'Donnell ,  Christopher John Perfect ,  Nicholas Baker ,  Iain MacPhail

发明人： Alex Young ,  Leonie Catherine Roberts ,  Terrence Alexander O'Donnell ,  Christopher John Perfect ,  Nicholas Baker ,  Iain MacPhail

IPC分类号： G07D11/00 ,  G07F19/00 ,  G06F17/00

CPC分类号： G07F19/20 ,  G06Q20/042 ,  G07D11/0018

摘要： The present invention provides an apparatus for processing of checks and includes a closed casing (1) having an opening defining a feed path (5) for the insertion of a check, and an optical scanner (3) for receiving a check fed into the casing (1) and recording data representing information on the face of the check. The apparatus includes a cancellation device (4) to cancel the check concurrently with the scanning and a communications device (2,9) for transmitting recorded data to a remote location. The invention is intended for distribution to end users, the drawees of checks, or as a component part of an automatic teller machine, such that a bank can trust that a digital check received from the apparatus via a communications network is as secure against being fraudulently deposited as if the check had been physically delivered in the conventional manner.

摘要翻译： 本发明提供了一种用于检查的处理装置，并且包括具有限定用于插入支票的进给路径（5）的开口的封闭壳体（1），以及用于接收馈送到壳体中的支票的光学扫描器（3） （1），记录表示检查面的信息的数据。 该装置包括用于与扫描同时取消检查的取消装置（4）和用于将记录的数据发送到远程位置的通信装置（2,9）。 本发明旨在分发给最终用户，检查人员或作为自动取款机的组成部分，使得银行可以信任经由通信网络从设备接收到的数字检查作为欺骗性的安全性 存放好像是以常规方式物理交付支票一样。