公开(公告)号：US20150019417A1

公开(公告)日：2015-01-15

申请号：US13928349

申请日：2013-06-26

Applicant: GOOGLE INC.

Inventor： Mark William Andrews ,  William Dennis Kunz ,  Steve Chen ,  Reena Nadkarni ,  Jonathan M. Newman ,  Buckner Woodford Clay, IV ,  Michael Schenker ,  Titia Tin Yee Wong ,  Stephen Tai-Chung Hu

IPC: G06Q20/36

CPC classification number: G06Q20/363 ,  G06Q20/3672

Abstract: A digital wallet provider system provides an interface specification to a financial account issuer. Using the interface specification, the financial account issuer system provides user financial account information directly to the digital wallet provider system without requiring the user to enter the user's financial account information. Once the digital wallet provider system receives the user's financial account information from the financial account issuer system, the digital wallet provider system verifies the identity of the user and the completeness of the financial account information received from the financial account issuer system. The digital wallet provider then updates the user's digital wallet account, on behalf of the user, to include the user's financial account.

Abstract translation: 数字钱包提供者系统向金融账户发行者提供接口规范。 使用接口规范，金融账户发行者系统将用户金融账户信息直接提供给数字钱包提供者系统，而不需要用户输入用户的金融账户信息。 一旦数字钱包提供者系统从金融账户发行者系统接收用户的财务账户信息，数字钱包提供者系统将验证用户的身份以及从金融账户发行者系统接收到的金融账户信息的完整性。 然后，数字钱包提供商代表用户更新用户的数字钱包帐户，以包括用户的财务帐户。