Mobile transactions with merchant identification codes

    公开(公告)号:US10387874B1

    公开(公告)日:2019-08-20

    申请号:US13906315

    申请日:2013-05-30

    Applicant: GOOGLE INC.

    Abstract: A merchant creates a record with a payment processor. As part of the record, the payment processor records identification codes for one or more merchant operators of the merchant system. The merchant operator, such as a vendor, presents their identification code to a user that desires to purchase a product from the vendor. The user's computing device receives the vendor's identification code, as well as transaction details for the desired purchase transaction. The payment processor receives a request from the user's computing device to process the purchase transaction. Based on the identification code received and the transaction details, the payment processor identifies the merchant record and verifies a financial account for the user. The payment processor provides an authentication to the user computer device, which includes an authorization indicator, such as a vendor password. After the vendor views the authorization indicator, the vendor can provide the product to the user.

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