公开(公告)号：US20230073485A1

公开(公告)日：2023-03-09

申请号：US17986297

申请日：2022-11-14

Applicant: Stripe, Inc.

Inventor： Michael David DAHN ,  Eduardo Serrano

IPC: G06Q20/32 ,  G06Q20/40 ,  H04L67/55

Abstract: In an example embodiment, a method for push payment decision routing in relation to a transaction is provided. An example method comprises issuing a virtual payment identifier to a mobile device and receiving payment rules from a mobile device. The user-defined rules include parameters for invoking at least one push payment to be made via the virtual payment identifier for the transaction. Instructions to implement or pay for the transaction as a pull payment are received and, based on the rules, the transaction is completed or paid for a push payment.

公开(公告)号：US20240193595A1

公开(公告)日：2024-06-13

申请号：US18444568

申请日：2024-02-16

Applicant: Stripe, Inc.

Inventor： Michael David DAHN ,  Bryan Daniel BERG

IPC: G06Q20/38

CPC classification number: G06Q20/3829 ,  G06Q2220/10

Abstract: The subject technology enables encryption key distribution when a processor is in offline mode. When offline, key distribution servers can distribute private/public key pairs in place of the processor. The servers can distribute a public key to a user device for encryption of data. The encrypted data can be provided to the processor, which can return a token in response to provide to the first server.