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公开(公告)号：US11004084B1
公开(公告)日：2021-05-11
申请号：US16550645
申请日：2019-08-26
Applicant: Stripe, Inc.
Inventor： Brian David Krausz , Jieren Chen , Shreyas Surendra Doshi , Michael Villar
Abstract: A method and apparatus for authenticating a user commerce account associated with a merchant of a commerce platform are described. The method may include initiating authentication of the user commerce account associated with the merchant of the commerce platform from a commerce platform user interface of a user device, the user commerce account established for a user of the merchant. The method may also include sending an electronic message to a mobile device associated with the user account at the commerce platform, wherein the electronic message comprises an authentication code, and receiving the authentication code from the commerce platform user interface. Furthermore, the method may include generating an authentication key for the mobile device in response to matching the received authentication code with the sent authentication code and receiving a cookie provided from the commerce platform to the mobile device.
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公开(公告)号：US11836698B2
公开(公告)日：2023-12-05
申请号：US17987526
申请日：2022-11-15
Applicant: Stripe, Inc.
Inventor： Brian David Krausz , Jieren Chen , Shreyas Surendra Doshi , Michael Villar
CPC classification number: G06Q20/322 , G06Q20/3829 , G06Q20/401 , G06Q20/405 , H04L63/08 , H04W12/041 , H04W12/06 , H04L63/061 , H04L63/168 , H04L63/18 , H04W12/04
Abstract: A method and apparatus for authenticating a user commerce account associated with a merchant of a commerce platform are described. The method may include initiating authentication of the user commerce account associated with the merchant of the commerce platform from a commerce platform user interface of a user device, the user commerce account established for a user of the merchant. The method may also include sending an electronic message to a mobile device associated with the user account at the commerce platform, wherein the electronic message comprises an authentication code, and receiving the authentication code from the commerce platform user interface. Furthermore, the method may include generating an authentication key for the mobile device in response to matching the received authentication code with the sent authentication code and receiving a cookie provided from the commerce platform to the mobile device.
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公开(公告)号：US20230281582A1
公开(公告)日：2023-09-07
申请号：US18093992
申请日：2023-01-06
Applicant: Stripe, Inc.
Inventor： Christopher Continanza , Shreyas Surendra Doshi , Brian David Krausz , Jay Shah
CPC classification number: G06Q20/12 , G06Q20/027 , G06Q20/085 , G06Q20/227 , G06Q20/3676
Abstract: Disclosed embodiments provide systems, methods, and apparatuses for facilitating transfers between user commerce accounts associated with a merchant of a commerce platform within a computing environment supported by a processor and a memory to execute such functionality. An exemplary system may include a means for creating a merchant account platform at the payment system; creating a single charge from a customer at the merchant account platform; creating multiple transfers from the merchant account platform to different connected accounts, wherein the multiple transfers are to each transfer a sub-portion of proceeds associated with the single charge from the customer to each of the different connected accounts; performing the single charge from the customer to the merchant account platform; and performing each of the multiple transfers from the merchant account platform to the different connected accounts. Other embodiments are also disclosed.
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公开(公告)号：US11887087B2
公开(公告)日：2024-01-30
申请号：US18093992
申请日：2023-01-06
Applicant: Stripe, Inc.
Inventor： Christopher Continanza , Shreyas Surendra Doshi , Brian David Krausz , Jay Shah
CPC classification number: G06Q20/12 , G06Q20/027 , G06Q20/085 , G06Q20/227 , G06Q20/3676
Abstract: Disclosed embodiments provide systems, methods, and apparatuses for facilitating transfers between user commerce accounts associated with a merchant of a commerce platform within a computing environment supported by a processor and a memory to execute such functionality. An exemplary system may include a means for creating a merchant account platform at the payment system; creating a single charge from a customer at the merchant account platform; creating multiple transfers from the merchant account platform to different connected accounts, wherein the multiple transfers are to each transfer a sub-portion of proceeds associated with the single charge from the customer to each of the different connected accounts; performing the single charge from the customer to the merchant account platform; and performing each of the multiple transfers from the merchant account platform to the different connected accounts. Other embodiments are also disclosed.
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公开(公告)号：US11551193B2
公开(公告)日：2023-01-10
申请号：US15892290
申请日：2018-02-08
Applicant: Stripe, Inc.
Inventor： Christopher Continanza , Shreyas Surendra Doshi , Brian David Krausz , Jay Shah
Abstract: Disclosed embodiments provide systems, methods, and apparatuses for facilitating transfers between user commerce accounts associated with a merchant of a commerce platform within a computing environment supported by a processor and a memory to execute such functionality. An exemplary system may include a means for creating a merchant account platform at the payment system; creating a single charge from a customer at the merchant account platform; creating multiple transfers from the merchant account platform to different connected accounts, wherein the multiple transfers are to each transfer a sub-portion of proceeds associated with the single charge from the customer to each of the different connected accounts; performing the single charge from the customer to the merchant account platform; and performing each of the multiple transfers from the merchant account platform to the different connected accounts. Other embodiments are also disclosed.
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Patent Agency Ranking
公开(公告)号：US11501310B1
公开(公告)日：2022-11-15
申请号：US17314887
申请日：2021-05-07
Applicant: Stripe, Inc.
Inventor： Brian David Krausz , Jieren Chen , Shreyas Surendra Doshi , Michael Villar
Abstract: A method and apparatus for authenticating a user commerce account associated with a merchant of a commerce platform are described. The method may include initiating authentication of the user commerce account associated with the merchant of the commerce platform from a commerce platform user interface of a user device, the user commerce account established for a user of the merchant. The method may also include sending an electronic message to a mobile device associated with the user account at the commerce platform, wherein the electronic message comprises an authentication code, and receiving the authentication code from the commerce platform user interface. Furthermore, the method may include generating an authentication key for the mobile device in response to matching the received authentication code with the sent authentication code and receiving a cookie provided from the commerce platform to the mobile device.
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公开(公告)号：US20230076749A1
公开(公告)日：2023-03-09
申请号：US17987526
申请日：2022-11-15
Applicant: Stripe, Inc.
Inventor： Brian David Krausz , Jieren Chen , Shreyas Surendra Doshi , Michael Villar
Abstract: A method and apparatus for authenticating a user commerce account associated with a merchant of a commerce platform are described. The method may include initiating authentication of the user commerce account associated with the merchant of the commerce platform from a commerce platform user interface of a user device, the user commerce account established for a user of the merchant. The method may also include sending an electronic message to a mobile device associated with the user account at the commerce platform, wherein the electronic message comprises an authentication code, and receiving the authentication code from the commerce platform user interface. Furthermore, the method may include generating an authentication key for the mobile device in response to matching the received authentication code with the sent authentication code and receiving a cookie provided from the commerce platform to the mobile device.
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公开(公告)号：US20240127209A1
公开(公告)日：2024-04-18
申请号：US18392821
申请日：2023-12-21
Applicant: Stripe, Inc.
Inventor： Christopher Continanza , Shreyas Surendra Doshi , Brian David Krausz , Jay Shah
CPC classification number: G06Q20/12 , G06Q20/027 , G06Q20/085 , G06Q20/227 , G06Q20/3676
Abstract: An embodiment may receive a transaction from an account associated with a user; associate a transfer group parameter with the transaction; create a set of transfers to a set of connected accounts using the transfer group parameter, a secret key, and a single-use token, the token associated with a first system and generated using information from the user, wherein the set of transfers is identifiable by the transfer group parameter and linked together for tracking a service associated with the transfer group parameter and the set of transfers; in response to a determination that the secret key is valid and is associated with a second system, execute the transaction using the single-use token and the secret key; and transmit a portion of the set of transfers to each account of the set of connected accounts to perform the service associated with the transfer group parameter and the set of transfers.
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9.发明公开公开(公告)号：US20240104544A1
公开(公告)日：2024-03-28
申请号：US18528038
申请日：2023-12-04
Applicant: Stripe, Inc.
Inventor： Brian David Krausz , Jieren Chen , Shreyas Surendra Doshi , Michael Villar
CPC classification number: G06Q20/322 , G06Q20/3829 , G06Q20/401 , G06Q20/405 , H04L63/08 , H04W12/041 , H04W12/06 , H04L63/061 , H04L63/168 , H04L63/18 , H04W12/04
Abstract: A method and apparatus for authenticating a user commerce account associated with a merchant of a commerce platform are described. The method may include initiating authentication of the user commerce account associated with the merchant of the commerce platform from a commerce platform user interface of a user device, the user commerce account established for a user of the merchant. The method may also include sending an electronic message to a mobile device associated with the user account at the commerce platform, wherein the electronic message comprises an authentication code, and receiving the authentication code from the commerce platform user interface. Furthermore, the method may include generating an authentication key for the mobile device in response to matching the received authentication code with the sent authentication code and receiving a cookie provided from the commerce platform to the mobile device.
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公开(公告)号：US20180232715A1
公开(公告)日：2018-08-16
申请号：US15892290
申请日：2018-02-08
Applicant: Stripe, Inc.
Inventor： Christopher Continanza , Shreyas Surendra Doshi , Brian David Krausz , Jay Shah
CPC classification number: G06Q20/12 , G06Q20/027 , G06Q20/085 , G06Q20/227 , G06Q20/3676
Abstract: Disclosed embodiments provide systems, methods, and apparatuses for facilitating transfers between user commerce accounts associated with a merchant of a commerce platform within a computing environment supported by a processor and a memory to execute such functionality. An exemplary system may include a means for creating a merchant account platform at the payment system; creating a single charge from a customer at the merchant account platform; creating multiple transfers from the merchant account platform to different connected accounts, wherein the multiple transfers are to each transfer a sub-portion of proceeds associated with the single charge from the customer to each of the different connected accounts; performing the single charge from the customer to the merchant account platform; and performing each of the multiple transfers from the merchant account platform to the different connected accounts. Other embodiments are also disclosed.
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