公开(公告)号：US20150026056A1

公开(公告)日：2015-01-22

申请号：US13946570

申请日：2013-07-19

Applicant: BANK OF AMERICA CORPORATION

Inventor： Matthew A. Calman ,  Dipika Jain ,  William Kelley ,  Chris Purvis ,  Michael E. Toth

IPC: G06Q20/32 ,  G06Q20/40

CPC classification number: G06Q20/3223

Abstract: Embodiments of the present invention relates to systems, computer-implemented methods, and computer program products for completing a mobile banking transaction at a trusted location. In some embodiments, the system is configured to: (a) receive input relating to user-designated trusted locations for completing a mobile banking transaction, (b) receive input from the user relating to a transaction request, (c) determine whether the mobile device is located at a trusted locations, and (d) complete the transaction request; or store the transaction request in a queue for mobile banking transactions on the mobile device.

Abstract translation: 本发明的实施例涉及用于在可信位置完成移动银行交易的系统，计算机实现的方法和计算机程序产品。 在一些实施例中，系统被配置为：（a）接收与用户指定的可信位置相关的输入以完成移动银行交易，（b）从用户接收与交易请求有关的输入，（c）确定移动 设备位于可信位置，（d）完成交易请求; 或将交易请求存储在用于移动设备上的移动银行交易的队列中。

公开(公告)号：US20150026025A1

公开(公告)日：2015-01-22

申请号：US13946183

申请日：2013-07-19

Applicant: BANK OF AMERICA CORPORATION

Inventor： Matthew A. Calman ,  William E. Kelley ,  Chris Purvis ,  Dipika Jain ,  Michael E. Toth

IPC: G06Q40/02

CPC classification number: G06Q40/02

Abstract: Disclosed is a system and associated method of using a customer's mobile device as an online banking remote control for another customer device. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for (i) associating the mobile device with the customer's online banking account and (ii) binding the mobile device to another computing device. In addition, the module is typically configured for subsequently receiving a remote access command associated with the customer's online banking account and associated with the computing device from the mobile device. The remote access of the computing device to the customer's online banking account can then be modified based on the remote access command and determining that (i) the mobile device is associated with the customer's online banking account and (ii) the mobile device is bound to the computing device.

Abstract translation: 公开了将客户的移动设备用作另一客户设备的网上银行远程控制的系统和相关联的方法。 该系统通常包括存储在存储器中的处理器，存储器和网上银行模块。 模块通常被配置为（i）将移动设备与客户的在线银行帐户相关联，以及（ii）将移动设备绑定到另一计算设备。 此外，模块通常被配置为随后从移动设备接收与客户的在线银行帐户相关联并与计算设备相关联的远程访问命令。 然后可以基于远程访问命令来修改计算设备对客户的在线银行帐户的远程访问，并确定（i）移动设备与客户的在线银行帐户相关联，以及（ii）移动设备必须 计算设备。