公开(公告)号：US20240378678A1

公开(公告)日：2024-11-14

申请号：US18637863

申请日：2024-04-17

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Kimberly C. Kloeppel ,  Anthony Welcome

IPC: G06Q40/08 ,  B60W40/09 ,  H04L67/55

Abstract: A user analytics computing device for processing mobile device telematics data and generating user offerings responsive to the mobile device telematics data is provided. The user analytics computing device comprises at least one processor programmed to generate an operator model for a user based upon historical telematics data, an output of the operator model to determine whether the user is operating a vehicle. The user analytics computing device is further programmed to input telematics data into the operator model, and in response to determining the user is operating the vehicle, generate a driver profile based upon the telematics data and the device mode data, generate, based upon the driver profile, a user offering, and transmit, to the mobile device of the user, the user offering.

公开(公告)号：US20240312453A1

公开(公告)日：2024-09-19

申请号：US18597683

申请日：2024-03-06

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Anthony Welcome ,  Kimberly C. Kloeppel

IPC: G10L15/18 ,  G10L15/06 ,  G10L15/08 ,  G10L15/22 ,  G10L15/30 ,  G10L25/63 ,  H04M3/51

CPC classification number: G10L15/1822 ,  G10L15/063 ,  G10L15/22 ,  G10L15/30 ,  G10L25/63 ,  H04M3/5133 ,  G10L2015/088

Abstract: A computer system is provided and is programmed to: (1) receive an audible caller statement originating from a caller being routed to the representative; (2) parse the audible caller statement; (3) identify one or more key words from the parsed audible caller statement; (4) search an information database for one or more items of information based upon the one or more key words; (5) identify at least one of the one or more items of information to present to the representative; and (6) transmit the at least one identified items of information to be presented to the representative.

公开(公告)号：US20240273525A1

公开(公告)日：2024-08-15

申请号：US18442918

申请日：2024-02-15

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Veena Vivek ,  Jose I. Gutierrez ,  Anthony Welcome ,  Steve Amancha ,  EllaKate LeFebre ,  Kimberly C. Kloeppel

IPC: G06Q20/38 ,  G06Q20/10 ,  G06Q20/36 ,  G06Q20/40

CPC classification number: G06Q20/389 ,  G06Q20/10 ,  G06Q20/367 ,  G06Q20/385 ,  G06Q20/401

Abstract: Blockchain-based systems and methods for managing digital currency associated with a company or organization are disclosed. The digital currency may be used to reward or incentivize behaviors of employees, clients, and/or prospective clients or customers of a company, organization, or other entity. A blockchain computing device in accordance with the present disclosure may include at least one memory and at least one processor in communication with the at least one memory. The processor may be programmed to, in response to a predetermined criterion being met, automatically generate a reward token transaction, broadcast the reward token transaction to a blockchain network, validate the reward token transaction, and generate and store a new block on the blockchain network with the reward token transaction.