公开(公告)号：US12063212B1

公开(公告)日：2024-08-13

申请号：US18533978

申请日：2023-12-08

Applicant: Stripe, Inc.

Inventor： Matthew William Janiga ,  Karen Elizabeth Brinkley ,  Vincent Michael Cogan ,  Brian David Krausz

IPC: H04L9/40 ,  G06Q20/00 ,  G06Q20/02 ,  G06Q20/40 ,  H04L9/32

CPC classification number: H04L63/083 ,  G06Q20/00 ,  G06Q20/02 ,  G06Q20/4014 ,  G06Q20/4097 ,  H04L9/3271 ,  H04L63/08 ,  H04L63/0807

Abstract: Methods and systems for secure token driven conditional routing of proceeds are described. A request to initiate routing of data between remote systems is received by a server computer system, where the request includes an incomplete set of parameters. A validation challenge and a challenge response defined by a first remote computing system are received, and a token that references the first remote computing system and the incomplete parameter set is generated. A validation may then be performed for a second remote computing system using the validation challenge and the challenge response defined by the first remote computing system. The incomplete set of parameters may then be completed by the second remote computing system when the challenge is validated to enable the routing of data according to the complete set of parameters referenced by the token.

公开(公告)号：US20230076749A1

公开(公告)日：2023-03-09

申请号：US17987526

申请日：2022-11-15

Applicant: Stripe, Inc.

Inventor： Brian David Krausz ,  Jieren Chen ,  Shreyas Surendra Doshi ,  Michael Villar

IPC: G06Q20/32 ,  G06Q20/40 ,  G06Q20/38 ,  H04L9/40 ,  H04W12/06 ,  H04W12/041

Abstract: A method and apparatus for authenticating a user commerce account associated with a merchant of a commerce platform are described. The method may include initiating authentication of the user commerce account associated with the merchant of the commerce platform from a commerce platform user interface of a user device, the user commerce account established for a user of the merchant. The method may also include sending an electronic message to a mobile device associated with the user account at the commerce platform, wherein the electronic message comprises an authentication code, and receiving the authentication code from the commerce platform user interface. Furthermore, the method may include generating an authentication key for the mobile device in response to matching the received authentication code with the sent authentication code and receiving a cookie provided from the commerce platform to the mobile device.