System, apparatus and method for obtaining one-time credit card numbers using a smart card
    21.
    发明申请
    System, apparatus and method for obtaining one-time credit card numbers using a smart card 有权
    使用智能卡获取一次性信用卡号的系统,装置和方法

    公开(公告)号:US20070114274A1

    公开(公告)日:2007-05-24

    申请号:US11285095

    申请日:2005-11-21

    CPC classification number: G06Q20/385 G06Q20/12 G06Q20/24

    Abstract: A system, apparatus and method for utilizing one-time, or temporary, “credit” card information for executing purchase transactions with a smart card or similar electronic data card device. The card is activated in an activation process with the issuer prior to receiving and utilizing temporary card information (numbers). Retrieval and submission of temporary card information is performed in an automatic process executed by application programming, such as within a web browser. By way of example, a user surfing the web commences a purchase transaction wherein their smart card communicates with the issuer of the smart card to retrieve one-time or temporary use card data which is submitted through the network for processing within the transaction. In one embodiment the programming is executed within a web browser which marks card data fields within transaction forms and automatically fills these fields with temporary card information received from the issuer.

    Abstract translation: 一种用于利用一次性或临时的“信用”卡信息来执行与智能卡或类似电子数据卡装置的购买交易的系统,装置和方法。 在接收和利用临时卡信息(号码)之前,该卡在与发行者的激活过程中被激活。 临时卡信息的检索和提交是通过应用程序编程执行的自动处理进行的,例如在web浏览器内。 举例来说,浏览网络的用户开始购买交易,其中他们的智能卡与智能卡的发行者进行通信,以检索通过网络提交以在交易内进行处理的一次性或临时使用卡数据。 在一个实施例中,在web浏览器内执行编程,该浏览器在事务表单内标记卡数据字段,并且用从发行者接收到的临时卡信息自动填充这些字段。

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