Extracting card data using IIN database
    31.
    发明授权
    Extracting card data using IIN database 有权
    使用IIN数据库提取卡片数据

    公开(公告)号:US08931693B1

    公开(公告)日:2015-01-13

    申请号:US14077780

    申请日:2013-11-12

    Applicant: Google Inc.

    Abstract: Extracting card data comprises receiving, by one or more computing devices, a digital image of a card; perform an image recognition process on the digital representation of the card; identifying an image in the digital representation of the card; comparing the identified image to an image database comprising a plurality of images and determining that the identified image matches a stored image in the image database; determining a card type associated with the stored image and associating the card type with the card based on the determination that the identified image matches the stored image; and performing a particular optical character recognition algorithm on the digital representation of the card, the particular optical character recognition algorithm being based on the determined card type. Another example uses an issuer identification number to improve data extraction. Another example compares extracted data with user data to improve accuracy.

    Abstract translation: 提取卡数据包括由一个或多个计算设备接收卡的数字图像; 对卡的数字表示进行图像识别处理; 识别卡的数字表示中的图像; 将所识别的图像与包括多个图像的图像数据库进行比较,并确定所识别的图像与图像数据库中存储的图像匹配; 基于所识别的图像与所存储的图像匹配的确定来确定与所存储的图像相关联的卡类型并将卡类型与卡相关联; 以及对所述卡的数字表示执行特定光学字符识别算法,所述特定光学字符识别算法基于所确定的卡类型。 另一个例子是使用发行人识别号来改进数据提取。 另一个例子比较了提取的数据与用户数据,以提高准确性。

    Comparing extracted card data with user data
    32.
    发明授权
    Comparing extracted card data with user data 有权
    将提取的卡片数据与用户数据进行比较

    公开(公告)号:US08879783B1

    公开(公告)日:2014-11-04

    申请号:US14077862

    申请日:2013-11-12

    Applicant: Google Inc.

    Abstract: Extracting card data comprises receiving, by one or more computing devices, a digital image of a card; perform an image recognition process on the digital representation of the card; identifying an image in the digital representation of the card; comparing the identified image to an image database comprising a plurality of images and determining that the identified image matches a stored image in the image database; determining a card type associated with the stored image and associating the card type with the card based on the determination that the identified image matches the stored image; and performing a particular optical character recognition algorithm on the digital representation of the card, the particular optical character recognition algorithm being based on the determined card type. Another example uses an issuer identification number to improve data extraction. Another example compares extracted data with user data to improve accuracy.

    Abstract translation: 提取卡数据包括由一个或多个计算设备接收卡的数字图像; 对卡的数字表示进行图像识别处理; 识别卡的数字表示中的图像; 将所识别的图像与包括多个图像的图像数据库进行比较,并确定所识别的图像与图像数据库中存储的图像匹配; 基于所识别的图像与所存储的图像匹配的确定来确定与所存储的图像相关联的卡类型并将卡类型与卡相关联; 以及对所述卡的数字表示执行特定光学字符识别算法,所述特定光学字符识别算法基于所确定的卡类型。 另一个例子是使用发行人识别号来改进数据提取。 另一个例子比较了提取的数据与用户数据,以提高准确性。

    LOYALTY ACCOUNT IDENTIFICATION
    33.
    发明申请

    公开(公告)号:US20140172533A1

    公开(公告)日:2014-06-19

    申请号:US13715543

    申请日:2012-12-14

    Applicant: GOOGLE INC.

    Abstract: Using identifiers on user payment instruments to identify user loyalty accounts comprises a method to store a loyalty account list associated with a user, the loyalty account list comprising one or more user loyalty accounts; associate an identifier with the loyalty account list; receive information identifying a user loyalty account associated with a merchant, the information comprising an account number for the user loyalty account and an identity of the merchant; associate the user loyalty account with the loyalty account list; receive a request for information identifying a user loyalty account associated with a merchant, the request comprising the identifier received by the merchant from a user payment instrument and an identity of the merchant; determine the user loyalty account associated with the merchant; and provide the information identifying a user loyalty account associated with a merchant.

    Abstract translation: 使用用户支付工具上的标识符来识别用户忠诚度帐户包括存储与用户相关联的忠诚度帐户列表的方法,所述忠诚度帐户列表包括一个或多个用户忠诚度账户; 将标识符与忠诚帐户列表相关联; 接收识别与商户相关联的用户忠诚度帐户的信息,所述信息包括用户忠诚帐户的帐号和商家的身份; 将用户忠诚帐户与忠诚帐户列表相关联; 接收关于识别与商家相关联的用户忠诚度帐户的信息的请求,所述请求包括商户从用户支付工具接收的标识符和商家的身份; 确定与商家相关联的用户忠诚度帐户; 并提供识别与商家相关联的用户忠诚度帐户的信息。

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