公开(公告)号：US11893556B1

公开(公告)日：2024-02-06

申请号：US17306143

申请日：2021-05-03

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Mike Kirch

IPC: G06Q20/10 ,  G06Q40/02 ,  G06Q30/0283 ,  G06Q20/40 ,  G06Q20/32 ,  G06N20/00 ,  G06Q30/018 ,  G06Q20/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/405 ,  G06Q20/4037 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US11875320B1

公开(公告)日：2024-01-16

申请号：US17027250

申请日：2020-09-21

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Jerry Scheller

IPC: G06Q20/10 ,  G06Q40/02 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q30/0283 ,  G06N20/00 ,  G06Q30/018 ,  G06Q20/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/405 ,  G06Q20/4037 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US11847623B1

公开(公告)日：2023-12-19

申请号：US17313803

申请日：2021-05-06

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Jeremy Moore ,  Fernando Alfaro

IPC: G06Q20/32 ,  G06N20/00 ,  G06Q20/10 ,  G06Q40/02 ,  G06Q30/0283 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q20/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/405 ,  G06Q20/4037 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.