公开(公告)号：US20150026055A1

公开(公告)日：2015-01-22

申请号：US13946519

申请日：2013-07-19

Applicant: BANK OF AMERICA CORPORATION

Inventor： Matthew A. Calman ,  Dipika Jain ,  William Kelley ,  Chris Purvis ,  Michael E. Toth

IPC: G06Q20/32

CPC classification number: G06Q20/3223 ,  G06Q40/02

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for providing an offline mobile banking system. An exemplary apparatus is configured to: provide, at a mobile device, a transaction request, determine a connection is not established between the mobile device and a device associated with the financial institution, store the transaction request in response to determining a connection has not been established, establish a connection between the mobile device and a server associated with the financial institution, and communicate the stored transaction request from the mobile device to a device associated with the financial institution.

Abstract translation: 本发明的实施例涉及用于提供离线移动银行系统的系统，方法和计算机程序产品。 一种示例性设备被配置为：在移动设备处提供交易请求，确定在移动设备与与金融机构相关联的设备之间未建立连接，响应于确定连接而存储交易请求尚未被 建立，建立移动设备和与金融机构相关联的服务器之间的连接，并将存储的交易请求从移动设备传送到与金融机构相关联的设备。