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公开(公告)号：US20170228410A1
公开(公告)日：2017-08-10
申请号：US15018184
申请日：2016-02-08
发明人： Mark V. Slusar
CPC分类号： G07C5/0841 , G06F21/00 , G06F21/606 , G06F21/6245 , G06F2221/0733 , G07C5/008
摘要： Systems and methods for determining the authenticity of vehicle operational data provided by telematics or other devices are provided. Vehicle performance and/or operational data may be collected and the authenticity of the data stream may be determined based on the whether the data stream includes a watermark in a predetermined location of the data stream or whether the data stream includes a data key comprising a predetermined false vehicle performance data reading. A second data recording device may also record vehicle performance and/or operational data. Both the first and second data recording devices may provide the respective vehicle performance data to a computing device. The computing device may compare the vehicle performance data from the first and second data recording devices to determine authenticity of the vehicle measurement data.
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公开(公告)号：US20240354877A1
公开(公告)日：2024-10-24
申请号：US18757691
申请日：2024-06-28
发明人： Kurt M. Stricker , Beverly Landry-Gonzalez , Nicolette de Guia , Mark E. Faga , Kelly Ann Brennan , Robert H. Johnson
IPC分类号： G06Q50/16 , G06F3/0484
CPC分类号： G06Q50/16 , G06F3/0484
摘要： Systems, methods, apparatuses and computer-readable media for receiving data associated with a structure or home are presented. Data may be received from an insurance provider associated with the structure, from publicly available sources and/or from a user. A template of items to evaluate associated with the structure may be generated. User input may be received associated with one or more of the items and a determination may be made as to whether a potential issue exists with respect to the item. Other aspects relate to receiving data associated with a plurality of items from the template and prioritizing potential issues identified for each item. Other aspects relate to providing options or images to a user for selection. The user may select an option or image based on the similarity to the item in the structure, which may prompt additional options or images to be provided to the user for selection.
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公开(公告)号：US12125110B2
公开(公告)日：2024-10-22
申请号：US18298264
申请日：2023-04-10
摘要： A method, medium, and apparatus for allowing evaluation of property, such as damaged property, remotely and efficiently. A mobile computing device at the location of the property may be used to transmit video of the property to an adjuster, and to receive video and audio communications from the adjuster. The adjuster may be selected from a queue based on time waiting in the queue and/or a number of other statistics and attributes of the adjuster. The adjuster may converse with an owner of the property and capture video of the property in order to make an appraisal or determine the infeasibility of remote appraisal and the need to instruct another adjuster to perform a physical inspection.
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公开(公告)号：US12100055B2
公开(公告)日：2024-09-24
申请号：US18174742
申请日：2023-02-27
IPC分类号： G06Q40/08 , G06F16/2457 , G06Q10/0635 , G08B21/00 , G08B23/00 , G08B25/01
CPC分类号： G06Q40/08 , G06F16/24575 , G06Q10/0635 , G08B21/00 , G08B23/00 , G08B25/016
摘要： A system allows for a user to notify an insurance provider or other third-party with a button press. The button can notify of an emergency situation. An event determiner may analyze information of events surrounding the button click. This information may include the time of day, location, identifying information for the insured, recent locations of the button, information from similar button presses and information from previous insurance claims. Based on this information, the event determiner may provide a high percentage estimate of an abnormal condition: home break-in, car accident, flat tire, etc. The system may automatically take action, depending on the event, such as contacting the police, sending a tow truck, or starting an insurance claim.
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公开(公告)号：US12086885B1
公开(公告)日：2024-09-10
申请号：US17403110
申请日：2021-08-16
发明人： Wayne J. Kullman , Jennifer A. Brandmaier , Alinawaz Ismaili , William Loo , Philip Peter Ramirez , Grace Song , Alfasha Zulkifli
IPC分类号： G06Q40/08 , G06Q30/0201
CPC分类号： G06Q40/08 , G06Q30/0201
摘要： A computer-assisted method for determining, such as by a computing device, a success rate for a presentation page included in a plurality of insurance presentations is described herein. Based on the success rate for the presentation page, a display of a recommendation for an insurance agent to include the presentation page in an insurance presentation for a customer may be generated. The insurance agent may select an option to include the presentation in the insurance presentation, and the selection may be received at a computing device. The insurance presentation may then be generated to include the presentation page.
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公开(公告)号：US12079876B1
公开(公告)日：2024-09-03
申请号：US17320683
申请日：2021-05-14
发明人： Carolyn Parker , Robert H. Johnson , Nicholas A. Suizzo , Rothana Srey , Sean P. Willett , Regina Madigan , Nan Zhang
摘要： Systems, methods, apparatuses, and computer-readable media for receiving data from one or more sensors associated with one or more home devices of a user, such as appliances, home systems, etc., receiving data from one or more sensors associated with a vehicle of the user, and/or receiving data associated with a lifestyle of the user are presented. In some examples, the data may aggregated and analyzed to assess risk associated with the user in order to determine or adjust an insurance rate, premium, and/or incentive.
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公开(公告)号：US12077165B2
公开(公告)日：2024-09-03
申请号：US17878513
申请日：2022-08-01
发明人： Joseph Mussa , Kelsy Ecclesiastre , Judah Tucker , Madison Kuhler , Raymone Byrd , Mallika Patil
CPC分类号： B60W40/08 , B60W50/14 , B60W60/0051 , G06V20/597 , B60W2050/146 , B60W2540/225 , B60W2540/227 , B60W2540/229 , B60W2540/26
摘要： Systems and methods are disclosed for determining a distraction level of a driver. A real-time driver analysis computer may receive sensor data from one or more driver analysis sensors. The real-time driver analysis computer may analyze the sensor data to determine a distraction level of a driver. Based on the distraction level, the real-time driver analysis computer may send one or more control signal to the vehicle and output one or more alerts to a mobile device associated with the driver.
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公开(公告)号：US20240290146A1
公开(公告)日：2024-08-29
申请号：US18650483
申请日：2024-04-30
IPC分类号： G07C5/08
CPC分类号： G07C5/0841
摘要： A driving analysis server may be configured to receive vehicle operation data from vehicle sensors, and may use the data to identify a potentially high-risk or unsafe driving event by the vehicle. The driving analysis server also may receive corresponding image data, video, or object proximity data from the vehicle or one or more other data sources, and may use the image, video, or proximity data to analyze the potentially high-risk or unsafe driving event. A driver score for the vehicle or driver may be calculated or adjusted based on the analysis of the data and the determination of one or more causes of the driving event.
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公开(公告)号：US12056965B1
公开(公告)日：2024-08-06
申请号：US16887025
申请日：2020-05-29
发明人： Clint J. Marlow
IPC分类号： G07C5/08 , G06F18/214 , G06N20/00 , G06T11/00 , G06V10/143 , G06V20/56
CPC分类号： G07C5/0808 , G06F18/214 , G06N20/00 , G06T11/00 , G06V10/143 , G06V20/56 , G06V2201/08
摘要： Aspects of the disclosure relate to computing platforms that apply augmented reality techniques for vehicle diagnostics. A computing platform may receive images of a vehicle. By applying image recognition and machine learning algorithms to the images of the vehicle, the computing platform may identify the vehicle. The computing platform may identify schematics corresponding to the vehicle. Using the schematics, the computing platform may generate x-ray image information corresponding to the vehicle. The computing platform may send the images, the x-ray image information, and commands directing an enterprise user device to display an x-ray image, which may cause the enterprise user device to: modify the images of the vehicle based on the x-ray image information, and display an x-ray vehicle interface depicting a portion of the vehicle that: is not visible in the images, but would be visible if an exterior portion of the vehicle was displaced.
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公开(公告)号：US20240257259A1
公开(公告)日：2024-08-01
申请号：US18101755
申请日：2023-01-26
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08
摘要： Aspects of the present disclosure generally relate to systems and methods for trip data processing, and more specifically, for on-demand generation of a user score from trip data. One example method for user score generation generally includes receiving input data from one or more sensors indicating driving characteristics during one or more trips by a user, extracting, via a feature extraction system, one or more features associated with each trip of the one or more trips upon receive input data for the trip, and storing the one or more features in a features database. The method may also include retrieving, from the features database, the one or more features in response a request for generation of a user score, and generating the user score based on the one or more features retrieved from the features database.
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