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公开(公告)号：US12067546B2
公开(公告)日：2024-08-20
申请号：US16811760
申请日：2020-03-06
申请人： Fiserv, Inc.
发明人： Jacob Whitaker Abrams , Seihee Chon , Vincent Durieux , Eric David Fuhs , Brian Jeremiah Murray , Victor Pan , Sam Niansheng Qiu , Bambi Tsui , Siva Raja Sekhar Reddy Yeruva
CPC分类号： G06Q20/202 , H04L9/0841 , H04L9/3247 , H04L9/3263
摘要： Systems and methods involving secure connections between security meshes are disclosed herein. One disclosed device includes a first security processor located within a first security mesh, a first casing having a connector and supporting the first security mesh and the applications processor, a second security processor located within a second security mesh, and a second casing connected to the first casing via the connector and supporting the second security mesh. The first security processor and second security processor are programmed to generate a unique pre-shared key independently on both the first security processor and the second security processor using an elliptic key exchange and establish a secure connection between the first security processor and the second security processor using the unique pre-shared key.
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公开(公告)号：US12015442B2
公开(公告)日：2024-06-18
申请号：US17952853
申请日：2022-09-26
申请人： FISERV, INC.
IPC分类号： H04B10/116 , H04L9/08 , H04W12/037 , H04W12/50 , H04W76/10
CPC分类号： H04B10/116 , H04L9/085 , H04W12/037 , H04W12/50 , H04W76/10
摘要： Systems and methods for forming a verified secure wireless connection are disclosed. One system includes a first device with a first transceiver and a second device with a second transceiver. The second device does not include a display or any other means for providing high resolution visible light information. The system also includes a visible light signal source on the second device. The first and second devices store computer-readable instructions to initialize a secure wireless connection using the first transceiver and the second transceiver. The second device also stores computer-readable instructions to generate a visible light signal using the visible light source. The first device stores computer-readable instructions to verify the secure wireless connection using the visible light signal.
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公开(公告)号：US11851242B2
公开(公告)日：2023-12-26
申请号：US17941539
申请日：2022-09-09
申请人： FISERV, INC.
CPC分类号： B65D27/16 , B65D27/005 , B65D27/04
摘要： A high-integrity opaque-inset panel envelope includes a front panel formed from a printable material, one or more apertures being defined therethrough, one or more flaps extending from the edges of the front panel, and one or more opaque inset panels/labels disposed on an inner surface of the front panel to cover the one or more apertures. Opaque inset panels can have an optical brightness about 1-6% greater than the optical brightness of the printable material. The envelope can be formed by removing portions of a printable material to form one or more flaps about a front panel and one or more apertures through the front panel and disposing one or more opaque inset panels to an inner surface of the front panel, such that the one or more opaque inset panels covers the one or more apertures.
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公开(公告)号：US20220253850A1
公开(公告)日：2022-08-11
申请号：US17728569
申请日：2022-04-25
申请人： Fiserv, Inc.
IPC分类号： G06Q20/40 , G06F3/01 , G06F3/0488 , G09B21/00
摘要： A device and associated methods for entering a PIN via tapping are disclosed. The device can be configured to determine a number of taps provided by a PIN holder on a touch sensor in representation of a PIN digit and to store the number of taps as a digit in a sequence that represents the PIN. Indications for interaction with the device can be provided to PIN holders in the form of auditory cues. A visually impaired PIN holder may be able to complete a PIN entry process by following the indications for interaction, tapping on a touch sensor a number of times equal to the value of the digit of the PIN to be entered, and performing gestures mapped to commands for the device.
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公开(公告)号：US20210279703A1
公开(公告)日：2021-09-09
申请号：US16811760
申请日：2020-03-06
申请人： Fiserv, Inc.
发明人： Jacob Whitaker Abrams , Seihee Chon , Vincent Durieux , Eric David Fuhs , Brian Jeremiah Murray , Victor Pan , Sam Niansheng Qiu , Bambi Tsui , Siva Raja Sekhar Reddy Yeruva
摘要： Systems and methods involving secure connections between security meshes are disclosed herein. One disclosed device includes a first security processor located within a first security mesh, a first casing having a connector and supporting the first security mesh and the applications processor, a second security processor located within a second security mesh, and a second casing connected to the first casing via the connector and supporting the second security mesh. The first security processor and second security processor are programmed to generate a unique pre-shared key independently on both the first security processor and the second security processor using an elliptic key exchange and establish a secure connection between the first security processor and the second security processor using the unique pre-shared key.
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公开(公告)号：US11042850B2
公开(公告)日：2021-06-22
申请号：US14588201
申请日：2014-12-31
申请人： Fiserv, Inc.
摘要： Systems, methods and computer-readable media are disclosed for providing a cardholder with a token corresponding to a card account identifier for temporary use in emergency situations in which an existing card account identifier has potentially been compromised, as a result of theft or loss of a transaction card or other potential misappropriation of the existing identifier, or situations in which the existing identifier is otherwise unavailable for use. The card account identifier for temporary use may be associated with conditions that restrict the manner and scope according to which the identifier may be used to gain access to funds. The token is provided to a funds dispensing system that is configured to construct the corresponding card account identifier from the token and initiate a financial transaction using the card account identifier.
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公开(公告)号：US09710806B2
公开(公告)日：2017-07-18
申请号：US13779315
申请日：2013-02-27
申请人： FISERV, INC.
CPC分类号： G06Q20/36
摘要： Systems and methods that receive one or more images and based at least in part on the received images, identify information associated with a payment instrument. The information associated with the payment instrument may be stored in a payment instrument repository, such as an electronic wallet (eWallet), associated with a user. The eWallet may be accessed by the user to add, delete, or modify payment instruments and associated information in the eWallet. The eWallet may further be used by the use to initiate a financial transaction using one or more of the payment instruments associated with the eWallet.
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公开(公告)号：US09015328B2
公开(公告)日：2015-04-21
申请号：US13788629
申请日：2013-03-07
申请人： Fiserv, Inc.
CPC分类号： H04L63/0815 , H04L29/06 , H04L67/02 , H04L67/141 , H04W12/06
摘要： Systems, methods and computer-readable media are disclosed for performing single sign-on processing between associated mobile applications. The single sign-on processing may include processing to generate an interaction session between a user and a back-end server associated with a mobile application based at least in part on one or more existing interaction sessions between the user and one or more back-end servers associated with one or more other mobile applications. In order to establish an interaction session with an associated back-end server, a mobile application may leverage existing interaction sessions that have already been established in connection with the launching of other associated mobile applications.
摘要翻译： 公开了用于在相关联的移动应用之间执行单点登录处理的系统，方法和计算机可读介质。 单点登录处理可以包括至少部分地基于用户与一个或多个后端之间的一个或多个现有交互会话来在用户与与移动应用相关联的后端服务器之间生成交互会话的处理 与一个或多个其他移动应用相关联的服务器。 为了与相关联的后端服务器建立交互会话，移动应用可以利用已经建立的与其他相关联的移动应用的启动相关联的现有交互会话。
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公开(公告)号：US20150095240A1
公开(公告)日：2015-04-02
申请号：US14041129
申请日：2013-09-30
申请人： FISERV, INC.
CPC分类号： G06Q20/405 , G06Q20/385
摘要： Systems, methods and computer-readable media are disclosed for providing a cardholder with a card account identifier for temporary use in emergency situations in which an existing card account identifier has potentially been compromised, as a result of theft or loss of a transaction card or other potential misappropriation of the existing identifier, or situations in which the existing identifier is otherwise unavailable for use. The card account identifier for temporary use may be associated with conditions that restrict the manner and scope according to which the identifier may be used to gain access to funds.
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公开(公告)号：US20140279691A1
公开(公告)日：2014-09-18
申请号：US14014955
申请日：2013-08-30
申请人： Fiserv, Inc.
IPC分类号： G06Q40/00
CPC分类号： G06Q40/06
摘要： Systems and methods that receive personal and/or financial information associated with a customer and a proposed financial action are disclosed. Based, at least in part on the received information, and iterative analysis of the financial implications of the proposed financial action, a financial proposal is generated. The financial proposal may provide insight into one or more optimized times and/or optimized amounts for executing the proposed financial action.
摘要翻译： 公开了接收与客户相关联的个人和/或财务信息和建议的财务动作的系统和方法。 至少部分基于收到的信息，以及对拟议财务诉讼的财务影响的迭代分析，产生了财务方案。 财务方案可以提供对一个或多个优化时间的洞察和/或用于执行所提出的财务动作的优化量。
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