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1.发明授权公开(公告)号：US10331092B1
公开(公告)日：2019-06-25
申请号：US12471097
申请日：2009-05-22
申请人： Bradly Jay Billman
发明人： Bradly Jay Billman
IPC分类号： G06K9/62 , G05B13/02 , H04L29/06 , G06F3/0487
摘要： Cracks in foundations may be detected by sensing motion within the foundation. Sensors may be applied to a foundation, and the positions of the sensors may be read. At subsequent points in time the positions of the sensors may be read again. If the positions of the sensors are changing in a way that suggests that portions of the foundation are moving apart from each other, then it may be inferred that a crack is forming in the foundation. The formation of cracks may be used to take various actions. For example, the owner of the building that rests on the foundation may be information of the crack so that he or she may take remedial action. Or, business decisions such as insurance underwriting may be made on the basis of the existence of the crack.
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公开(公告)号：US09659011B1
公开(公告)日：2017-05-23
申请号：US12032941
申请日：2008-02-18
IPC分类号： G06F17/30
CPC分类号： G06F17/30 , G06F17/30554 , G06F17/30994 , G06F17/30997 , G06F21/629 , G06F2221/2117 , G06F2221/2141
摘要： Methods and systems for interface presentation are described. A user interface for the user may be selected among a plurality of available user interfaces in accordance with the personal characteristic information. A user access profile level for the user may be selected among a plurality of available user access profile levels in accordance with the personal characteristic information. Product information may be selected in accordance with the age data.
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公开(公告)号：US08755779B1
公开(公告)日：2014-06-17
申请号：US12180119
申请日：2008-07-25
IPC分类号： H04W4/00
摘要： A method, system and computer-usable medium are disclosed for the processing of information collected by a mobile device at the site of an incident. An incident information processing system, comprising an incident location information module, receives incident information provided in a communication originated from a mobile device. The received incident information is processed by the incident location information module to provide location information, which is then used to provide incident response services. Image and audio information relating to the incident are likewise provided by the mobile device for processing into incident information. Incident statement questions are generated by the incident information processing system and are then presented via the mobile device for response by various parties associated with the incident. Responses to the questions are collected via the mobile device, processed into incident statements, and stored in the incident information and claims repository.
摘要翻译： 公开了一种方法，系统和计算机可用介质，用于处理在事件现场由移动设备收集的信息。 一种事件信息处理系统，包括事件位置信息模块，接收从移动设备发送的通信中提供的事件信息。 所接收的事件信息由事件位置信息模块处理以提供位置信息，然后用于提供事件响应服务。 与事件相关的图像和音频信息同样由移动设备提供用于处理入事件信息。 事件陈述问题由事件信息处理系统生成，然后通过移动设备呈现，以便与事件相关的各方作出响应。 通过移动设备收集对问题的响应，处理成事件语句，并存储在事件信息和声明存储库中。
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公开(公告)号：US08639620B1
公开(公告)日：2014-01-28
申请号：US12408843
申请日：2009-03-23
申请人： Bradly Jay Billman
发明人： Bradly Jay Billman
CPC分类号： G06Q20/105 , G06Q20/10 , G06Q20/342 , G06Q20/405 , G06Q40/02 , G06Q40/10 , G06Q40/12
摘要： A financial card, also referred to as an evacuation card, may be activated by an institution during an evacuation and may be used in accordance with usage parameters for the purchase of goods and services from merchants during an evacuation. After the evacuation ends, the financial card may be deactivated. The financial card may have a predetermined spending limit or no spending limit as determined by the institution. The spending limit may be modified during an evacuation, such as if the event underlying the evacuation becomes more severe or the duration of the evacuation increases, for example. In an implementation, the financial card may only be used for purchases within a particular geographic location as determined by the institution, may only be used to purchase certain items, and/or may only be used to make purchases at certain merchants.
摘要翻译： 还可以在撤离期间由机构激活金融卡，也称为疏散卡，并可根据撤离期间从商家购买商品和服务的使用参数使用。 撤离结束后，金融卡可能会被停用。 金融卡可能具有预定的支出限额或没有由机构确定的支出限额。 在疏散期间可以修改支出限额，例如，如果疏散所引起的事件变得更严重或撤离的持续时间增加。 在实施中，金融卡只能用于由机构确定的特定地理位置内的购买，只能用于购买某些物品，和/或仅可用于在某些商家进行购买。
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公开(公告)号：US08413058B1
公开(公告)日：2013-04-02
申请号：US11842498
申请日：2007-08-21
申请人： Gregory Neal Lewis , Bradly Jay Billman , Kevin Anthony Kossow , Nataraj Davalath , Andre Rene Buentello
发明人： Gregory Neal Lewis , Bradly Jay Billman , Kevin Anthony Kossow , Nataraj Davalath , Andre Rene Buentello
CPC分类号： H04M7/003 , H04L67/02 , H04M3/42195
摘要： Click-to-callback provides an icon or link on a webpage that a user can select or click on. When the icon or link is clicked or otherwise selected, the user is provided with a list of his phone numbers to choose from, or a blank field to enter an alternate number, for an immediate return call from a representative of the entity (e.g., the company) associated with the webpage. When this request is submitted, the representative desirably calls the user back immediately (e.g., within about 10 seconds) to provide assistance. Thus, the user remains on the website, and gets the help he desires to continue on the website, which may, for example, lead to the user making an online purchase.
摘要翻译： 点击回拨提供用户可以选择或点击的网页上的图标或链接。 当图标或链接被点击或以其他方式选择时，向用户提供他的电话号码的列表，以供选择，或空白字段输入替代号码，用于来自实体的代表的即时返回呼叫（例如， 该公司）与该网页相关联。 当提交该请求时，代表希望立即呼叫用户（例如，在大约10秒内）来提供帮助。 因此，用户保留在网站上，并且获得他希望在网站上继续的帮助，这可能例如导致用户进行在线购买。
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公开(公告)号：US08376222B1
公开(公告)日：2013-02-19
申请号：US11929998
申请日：2007-10-30
IPC分类号： G06K5/00
摘要： Systems, methods, and computer-readable media provide a time-limited monetary value to a member of an organization, using a member card or member icon, which may be issued by other than a bank or brokerage institution. In embodiments, the monetary value may be restricted to a single transaction and a maximum amount. In other embodiments, purchases of authorized goods and services may be controlled by corresponding product codes. A password or biometric may be used to authenticate the intended purchaser to the organization and/or merchant.
摘要翻译： 系统，方法和计算机可读介质使用会员卡或会员图标向组织成员提供有时限的货币价值，会员卡或会员图标可能由银行或经纪机构以外的其他会员卡发行。 在实施例中，货币价值可以限于单个交易和最大量。 在其他实施例中，授权商品和服务的购买可以由相应的产品代码来控制。 可以使用密码或生物特征来向组织和/或商家认证预期购买者。
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公开(公告)号：US08365988B1
公开(公告)日：2013-02-05
申请号：US12101881
申请日：2008-04-11
IPC分类号： G06K5/00
CPC分类号： G06Q20/3226 , G06Q20/28 , G06Q20/322 , G06Q20/401 , G06Q20/4018
摘要： Systems, methods and computer readable media are disclosed for prioritizing tasks associated with a group of first users based on number of times the first users have monitored the status of a task. In addition to the general system, systems, methods and computer readable media for task prioritizing, the tasks may be prioritized based on the number of first users associated with a task, the importance of each first user associated with a task, and the way the task was identified.
摘要翻译： 公开了系统，方法和计算机可读介质，用于基于第一用户监视任务的状态的次数来优先化与一组第一用户相关联的任务。 除了用于任务优先级的一般系统，系统，方法和计算机可读介质之外，可以基于与任务相关联的第一用户的数量，与任务相关联的每个第一用户的重要性以及该方式 确定了任务。
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公开(公告)号：US08346578B1
公开(公告)日：2013-01-01
申请号：US13219494
申请日：2011-08-26
申请人： John Chandler Hopkins, III , Michael Patrick Bueché, Jr. , Andre Rene Buentello , James Philip Hillman , Bradly Jay Billman
发明人： John Chandler Hopkins, III , Michael Patrick Bueché, Jr. , Andre Rene Buentello , James Philip Hillman , Bradly Jay Billman
IPC分类号： G06Q40/00
摘要： Systems and methods to process overhead imagery received from overhead image sources are described herein. Examples include accessing an aerial image including a property, determining an owner of the property, determining whether the owner of the property is eligible to be a member of a financial institution, determining whether the owner of the property has property insurance with the financial institution for the property type of the property in the aerial image, and presenting an offer for insurance to insure the property in the aerial image when the owner is determined to be eligible for the financial institution and does not already have insurance with the financial institution. Examples include accessing an aerial image of properties, determining damage estimates, and reserving resources to repair the properties based on the damage estimates. Examples include receiving information describing property damage, determining a cause, and based on the cause, conditionally deploying a unmanned aerial vehicle to perform insurance adjustment activities.
摘要翻译： 本文描述了用于处理从架空图像源接收的开销图像的系统和方法。 示例包括访问包括财产的空中图像，确定财产的所有者，确定财产的所有者是否有资格成为金融机构的成员，确定财产的所有者是否具有与金融机构的财产保险 在航空图像中的财产的财产类型，并且当所有者被确定为有资格获得金融机构并且没有与金融机构的保险时，提出保险以保险在空中图像中的财产。 示例包括访问属性的空中图像，确定损伤估计值，并根据损伤估计值预留资源修复属性。 例子包括接收描述财产损失的信息，确定原因，并根据原因，有条件地部署无人驾驶飞行器进行保险调整活动。
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公开(公告)号：US20120095783A1
公开(公告)日：2012-04-19
申请号：US13083533
申请日：2011-04-09
IPC分类号： G06Q40/08
摘要： A method of operating a home inventory and insurance system includes providing a processor, providing a home inventory database coupled to the processor, and providing an insurance database coupled to the processor. The method also includes receiving data related to an item purchased by a user, determining, using the processor and the insurance database, a policy cap for an insurance policy associated with the user, and determining, using the processor and the insurance database, that adding the item to the insurance policy will result in a value of items covered by the insurance policy exceeding the policy cap by a predetermined amount. The method further includes providing, using the processor, an insurance quote for an updated insurance policy having a new policy cap greater than or equal to the policy cap plus the predetermined amount.
摘要翻译： 操作家庭库存和保险系统的方法包括提供处理器，提供耦合到处理器的家庭库存数据库，以及提供耦合到处理器的保险数据库。 该方法还包括接收与用户购买的项目有关的数据，使用处理器和保险数据库确定与用户相关联的保险单的策略上限，以及使用处理器和保险数据库确定添加 保险单的项目将导致保险单所涵盖的项目价值超过保单上限预定金额。 该方法还包括使用处理器提供具有大于或等于策略上限的新策略上限加上预定量的更新保险单的保险报价。
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公开(公告)号：US09846911B1
公开(公告)日：2017-12-19
申请号：US12180048
申请日：2008-07-25
摘要： A method, system and computer-usable medium are disclosed for the processing of information collected by a mobile device at the site of an incident. An incident information processing system, comprising an incident location information module, receives incident information provided in a communication originated from a mobile device. The received incident information is processed by the incident location information module to provide location information, which is then used to provide incident response services. Image and audio information relating to the incident are likewise provided by the mobile device for processing into incident information. Incident statement questions are generated by the incident information processing system and are then presented via the mobile device for response by various parties associated with the incident. Responses to the questions are collected via the mobile device, processed into incident statements, and stored in the incident information and claims repository.
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