公开(公告)号：US20060287892A1

公开(公告)日：2006-12-21

申请号：US11153305

申请日：2005-06-15

申请人： Richard Jones ,  Gregory Barats

发明人： Richard Jones ,  Gregory Barats

IPC分类号： G06Q40/00

CPC分类号： G06Q40/08 ,  Y04S10/58

摘要： In the present invention, an insurance product, rating system and method generally relates to a rating and pricing system for quantifying the risk that the annual savings will not fall below specified levels associated with implementing and maintaining economic improvements. The product, system and method can be applied to various industries, including, power generation, petrochemical, manufacturing and refining facilities. The present invention comprises an insurance product rating and pricing system designed for a relatively small number of insured annually or over a multi-year term with each insured having a relatively large exposure. These savings will produce additional benefits to the client in the form of enhanced creditworthiness and resulting increased availability of financing and reduced cost of financing.

摘要翻译： 在本发明中，保险产品，评级系统和方法通常涉及用于量化每年节省不会低于与实施和维持经济改进相关的指定水平的风险的评级和定价系统。 产品，系统和方法可应用于发电，石油化工，制造和炼油设备等行业。 本发明包括一种保险产品评级和定价系统，其设计用于每年或多年保险的相对较少数量的保险，每个被保险人的暴露相对较大。 这些节省将以增强信誉的形式为客户带来额外的好处，从而增加融资的可用性和降低融资成本。