公开(公告)号：US07529709B2

公开(公告)日：2009-05-05

申请号：US11832512

申请日：2007-08-01

申请人： Mark T. Volchek ,  Miles H. Lasater ,  Stephen P. Fitzgerald ,  Sean P. Glass ,  Dean W. Hatton ,  Earnest C. Jones ,  Casey M. McGuane

发明人： Mark T. Volchek ,  Miles H. Lasater ,  Stephen P. Fitzgerald ,  Sean P. Glass ,  Dean W. Hatton ,  Earnest C. Jones ,  Casey M. McGuane

IPC分类号： G06Q40/00

CPC分类号： G06Q20/00 ,  G06Q20/042 ,  G06Q20/10 ,  G06Q40/00 ,  G06Q40/025

摘要： A system and method of facilitating a transfer of a refund amount from an educational institution to a student. A refund controller receives from an educational institution a request for authorization of an instant paper check of a payment amount equal to at least a portion of a total refund amount associated with the student of the educational institution student. The refund controller verifies the payment amount is equal to or less than an amount of funds available to the student and transfers funds equal to the payment amount to an instant issuance account. The refund controller authorizes the educational institution to issue an instant paper check for the payment amount to the student. The instant paper check draws from the instant issuance account.

摘要翻译： 一种促进将退款金额从教育机构转移给学生的系统和方法。 退款控制员从教育机构接收对等于等于与教育机构学生的学生相关联的总退款金额的至少一部分的支付金额的即时纸张支票授权的请求。 退款控制员验证支付金额等于或小于学生可用资金的数额，并将等于支付金额的资金转入即时发行账户。 退款控制器授权教育机构立即向学生支付金额的纸质支票。 即时纸张支票从即时发行账户获取。

公开(公告)号：US08352361B2

公开(公告)日：2013-01-08

申请号：US11957999

申请日：2007-12-17

申请人： Mark T. Volchek ,  Miles H. Lasater ,  Stephen P. Fitzgerald ,  Sean P. Glass ,  Dean W. Hatton ,  Earnest C. Jones ,  Casey M. McGuane

发明人： Mark T. Volchek ,  Miles H. Lasater ,  Stephen P. Fitzgerald ,  Sean P. Glass ,  Dean W. Hatton ,  Earnest C. Jones ,  Casey M. McGuane

IPC分类号： G06Q40/00

CPC分类号： G06Q20/10 ,  G06Q20/042 ,  G06Q20/108 ,  G06Q20/40

摘要： The disclosed subject matter includes a method of distributing a payment of funds made payable to two or more payees. In some embodiments, the method includes the following: receiving a payment of funds made payable to two or more payees; inviting each of the two or more payees to electronically select a preferred method of funds delivery; authenticating each of the two or more payees' identity; electronically receiving the preferred method of funds delivery selected by each of the two or more payees; and delivering funds from the payment of funds to one or more of the two or more payees according to the preferred methods of funds delivery received.

摘要翻译： 所披露的主题包括分配支付给两个或更多收款人的资金的方法。 在一些实施例中，该方法包括以下步骤：接收支付给两个或多个收款人的资金; 邀请两个或多个收款人中的每一个以电子方式选择资金交付的首选方法; 认证两个或多个收款人的身份; 以电子方式接收由两个或多个收款人中的每一个选择的优先购买方式; 并根据收到的资金交付的首选方式，将资金从支付资金中分配给两个或多个收款人中的一个或多个。