公开(公告)号：US20110213665A1

公开(公告)日：2011-09-01

申请号：US12714101

申请日：2010-02-26

申请人： David Joa ,  Kurt D. Newman ,  Timothy James Mark ,  Srinath Nagarajan ,  Sandra Adele Weiner

发明人： David Joa ,  Kurt D. Newman ,  Timothy James Mark ,  Srinath Nagarajan ,  Sandra Adele Weiner

IPC分类号： G06Q30/00 ,  G06Q40/00

CPC分类号： G06Q30/02 ,  G06Q30/0251 ,  G06Q30/0264 ,  G06Q30/0276 ,  G06Q40/00 ,  G06Q40/02

摘要： Embodiments of the invention include apparatuses, methods, and computer-program products that provide for a unique bank-based advertising system. In one embodiment, the bank-based advertising system receives an authentication request from a user. The system then compares information received with the authentication request to authentication information stored in a memory system to determine that the user is a customer of the bank and has access to a financial account maintained by a bank. The system then provides the user with access to a bank-based advertising system based at least partially on the determination that user is a customer of the bank and has access to the financial account. The system then allows the user to use the bank-based communication system to create an advertisement on behalf of an owner of the financial account for which the user was authenticated. The system then presents the advertisement through one or more banking outlets.

摘要翻译： 本发明的实施例包括提供独特的基于银行的广告系统的装置，方法和计算机程序产品。 在一个实施例中，基于银行的广告系统从用户接收认证请求。 系统然后将接收的信息与认证请求相关联的存储系统中存储的认证信息进行比较，以确定用户是银行的客户，并且可以访问由银行维护的金融账户。 该系统然后至少部分地基于用户是银行的客户并且具有对该金融账户的访问的确定来向用户提供对基于银行的广告系统的访问。 系统然后允许用户使用基于银行的通信系统来代表用户被认证的财务帐户的所有者创建广告。 然后系统通过一个或多个银行网点提供广告。