Multi-step authentication-based electronic payment method using mobile terminal
    1.
    发明授权
    Multi-step authentication-based electronic payment method using mobile terminal 有权
    使用移动终端的基于多步认证的电子支付方式

    公开(公告)号:US08180686B2

    公开(公告)日:2012-05-15

    申请号:US12614227

    申请日:2009-11-06

    IPC分类号: G06Q30/00

    摘要: Disclosed herein is a multi-step authentication-based electronic payment method using a mobile terminal. Order request information of a product is sequentially transmitted to an affiliated store server and a PG company server, and the product and a relevant affiliated store are verified. A mobile communication company server primarily authenticates the user, and the PG company server generates an OTP. The OTP is transmitted to allow the PG company server to secondarily authenticate the user using the OTP. The affiliated store server requests the PG company server to confirm information about a payment for the product and information about authentication of the user, and the PG company server confirms payment and authentication information. The affiliated store server requests the PG company server to process payment for the product, the PG company server requests the mobile communication company server to process payment, and the mobile communication company server processes requested payment.

    摘要翻译: 本文公开了使用移动终端的基于多步骤认证的电子支付方法。 产品的订单请求信息被顺序地发送到附属的商店服务器和PG公司服务器,并且产品和相关的附属商店被验证。 移动通信公司服务器主要认证用户,PG公司服务器生成OTP。 发送OTP以允许PG公司服务器使用OTP二次认证用户。 附属店服务器要求PG公司服务器确认产品付款信息和用户认证信息,PG公司服务器确认付款和认证信息。 附属店服务器要求PG公司服务器处理产品的付款,PG公司服务器请求移动通信公司服务器处理付款,移动通信公司服务器处理所请求的付款。

    Multi-Step Authentication-Based Electronic Payment Method Using Mobile Terminal
    2.
    发明申请
    Multi-Step Authentication-Based Electronic Payment Method Using Mobile Terminal 有权
    基于移动终端的多步验证电子支付方式

    公开(公告)号:US20110082767A1

    公开(公告)日:2011-04-07

    申请号:US12614227

    申请日:2009-11-06

    摘要: Disclosed herein is a multi-step authentication-based electronic payment method using a mobile terminal. Order request information of a product is sequentially transmitted to an affiliated store server and a PG company server, and the product and a relevant affiliated store are verified. A mobile communication company server primarily authenticates the user, and the PG company server generates an OTP. The OTP is transmitted to allow the PG company server to secondarily authenticate the user using the OTP. The affiliated store server requests the PG company server to confirm information about a payment for the product and to information about authentication of the user, and the PG company server confirms payment and authentication information. The affiliated store server requests the PG company server to process payment for the product, the PG company server requests the mobile communication company server to process payment, and the mobile communication company server processes requested payment.

    摘要翻译: 本文公开了使用移动终端的基于多步骤认证的电子支付方法。 产品的订单请求信息被顺序地发送到附属的商店服务器和PG公司服务器,并且产品和相关的附属商店被验证。 移动通信公司服务器主要认证用户,PG公司服务器生成OTP。 发送OTP以允许PG公司服务器使用OTP二次认证用户。 附属店服务器要求PG公司服务器确认有关产品付款的信息以及关于用户认证的信息,PG公司服务器确认付款和认证信息。 附属店服务器要求PG公司服务器处理产品的付款,PG公司服务器请求移动通信公司服务器处理付款,移动通信公司服务器处理所请求的付款。