公开(公告)号：US20120036087A1

公开(公告)日：2012-02-09

申请号：US12853159

申请日：2010-08-09

申请人： Stephen R. Wolfrath ,  Tamara L. Pollock ,  Gumer Cruz Alvero ,  Douglas Dunning ,  Sara Janz ,  Lynn Murphy Abbott ,  Joseph P. Heckel ,  Debra Miller Ekberg

发明人： Stephen R. Wolfrath ,  Tamara L. Pollock ,  Gumer Cruz Alvero ,  Douglas Dunning ,  Sara Janz ,  Lynn Murphy Abbott ,  Joseph P. Heckel ,  Debra Miller Ekberg

IPC分类号： G06Q40/00

CPC分类号： G06Q40/08 ,  G06Q40/06

摘要： A method includes receiving market data associated with an investment product that specifies a first guaranteed annual withdrawal amount and a second guaranteed annual withdrawal amount, where the first guaranteed annual withdrawal amount is greater than the second guaranteed annual withdrawal amount. The method includes automatically selecting a guaranteed annual withdrawal amount from the first guaranteed annual withdrawal amount and the second guaranteed annual withdrawal amount based on at least an evaluation of the market data.

摘要翻译： 一种方法包括接收与指定第一保证年度提取量和第二担保年度提取金额的投资产品相关联的市场数据，其中第一保证年度提取金额大于第二担保年度提取金额。 该方法包括至少基于市场数据的评估，自动从第一担保年度提取金额和第二保证年度提取金额中自动选择担保年度提取金额。

公开(公告)号：US08352294B2

公开(公告)日：2013-01-08

申请号：US12853159

申请日：2010-08-09

申请人： Stephen R. Wolfrath ,  Tamara L. Pollock ,  Gumer Cruz Alvero ,  Douglas Dunning ,  Sara Janz ,  Lynn Murphy Abbott ,  Joseph P. Heckel ,  Debra Miller Ekberg

发明人： Stephen R. Wolfrath ,  Tamara L. Pollock ,  Gumer Cruz Alvero ,  Douglas Dunning ,  Sara Janz ,  Lynn Murphy Abbott ,  Joseph P. Heckel ,  Debra Miller Ekberg

IPC分类号： G06Q40/00

CPC分类号： G06Q40/08 ,  G06Q40/06

摘要： A method includes receiving market data associated with an investment product that specifies a first guaranteed annual withdrawal amount and a second guaranteed annual withdrawal amount, where the first guaranteed annual withdrawal amount is greater than the second guaranteed annual withdrawal amount. The method includes automatically selecting a guaranteed annual withdrawal amount from the first guaranteed annual withdrawal amount and the second guaranteed annual withdrawal amount based on at least an evaluation of the market data.

摘要翻译： 一种方法包括接收与指定第一保证年度提取量和第二担保年度提取金额的投资产品相关联的市场数据，其中第一保证年度提取金额大于第二担保年度提取金额。 该方法包括至少基于市场数据的评估，自动从第一担保年度提取金额和第二保证年度提取金额中自动选择担保年度提取金额。