System for Allocating and Managing Contributions to Account Categories
    1.
    发明申请
    System for Allocating and Managing Contributions to Account Categories 审中-公开
    分配和管理账户类别分配的系统

    公开(公告)号:US20130054455A1

    公开(公告)日:2013-02-28

    申请号:US13221166

    申请日:2011-08-30

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/02

    摘要: According to some embodiments, a deposit system for receiving funds into an account held for an account beneficiary, the account being identifiable by an account number, comprises a management module, a contributor module, and an allocation module. The management module is operable to register a plurality of contributors. The contributor module is operable to receive information identifying a first contributor, determine whether the first contributor is one of the plurality of registered contributors, and if the first contributor is a registered contributor, receive, from the first contributor, a deposit of funds, the deposit comprising a first set of funds associated by the first contributor for deposit into the account without identifying the account by the account number. The allocation module operable to deposit the first set of funds into the account without informing the first contributor of the account number.

    摘要翻译: 根据一些实施例,一种用于将资金接收到为帐户受益人持有的账户的存款系统,该帐户可由帐号识别,包括管理模块,贡献者模块和分配模块。 管理模块可操作以注册多个贡献者。 贡献者模块可操作地接收识别第一贡献者的信息,确定第一贡献者是否是多个注册贡献者中的一个,并且如果第一贡献者是注册贡献者,则从第一贡献者接收资金存款, 存款包括由第一供稿人相关的第一组资金存入帐户,而不用帐号识别帐户。 所述分配模块可操作以将所述第一组资金存入所述账户而不通知所述第一贡献者账号。

    SYSTEM FOR ALLOCATING AND MANAGING CONTRIBUTIONS TO ACCOUNT CATEGORIES
    2.
    发明申请
    SYSTEM FOR ALLOCATING AND MANAGING CONTRIBUTIONS TO ACCOUNT CATEGORIES 审中-公开
    用于分配和管理账户类别捐款的系统

    公开(公告)号:US20130054456A1

    公开(公告)日:2013-02-28

    申请号:US13221281

    申请日:2011-08-30

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/02

    摘要: According to some embodiments, a deposit system for allocating deposited funds among a plurality of account categories held for an account beneficiary comprises a management module, a contributor module, and an achievement manager. The management module is operable to associate each account category of the plurality of account categories associated with a particular purpose, each purpose restricting use of funds in its associated account category. The contributor module is operable to receive a confirmation to deposit funds in at least one of the account categories upon accomplishment of an achievement by the account beneficiary. The achievement manager is operable to receive notification of the accomplishment of the achievement and instruct the contributor module to transfer the confirmed funds to the at least one of the account categories.

    摘要翻译: 根据一些实施例,用于在为帐户受益人保持的多个帐户类别中分配存放资金的存款系统包括管理模块,贡献者模块和成就管理器。 管理模块可操作地将与特定目的相关联的多个帐户类别的每个帐户类别相关联,每个目的限制其相关帐户类别中的资金的使用。 贡献者模块可操作地在由帐户受益人完成成就时接收到在至少一个账户类别中存入资金的确认。 成就经理可操作地接收完成成就的通知,并指示贡献者模块将确认的资金转移到至少一个账户类别。

    System for Allocating and Managing Contributions to Account Categories
    3.
    发明申请
    System for Allocating and Managing Contributions to Account Categories 审中-公开
    分配和管理账户类别分配的系统

    公开(公告)号:US20130054460A1

    公开(公告)日:2013-02-28

    申请号:US13221049

    申请日:2011-08-30

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/02

    摘要: According to some embodiments, a deposit system for allocating deposited funds among a plurality of account categories held for an account beneficiary comprises a management module, a contributor module, and an allocation module. The management module is operable to associate each account category of the plurality of account categories with a particular purpose, each purpose restricting use of funds in its associated account category. The contributor module is operable to receive, from a contributor, a deposit of funds, the deposit comprising a first set of funds associated by the contributor with a first purpose and a second set of funds associated by the contributor with a second purpose. The allocation module operable to deposit the first set of funds into the account category associated with the first purpose and deposit the second set of funds into the account category associated with the second purpose.

    摘要翻译: 根据一些实施例,用于在为帐户受益人保持的多个帐户类别中分配存入资金的存款系统包括管理模块,贡献者模块和分配模块。 管理模块可操作地将多个帐户类别的每个帐户类别与特定目的相关联,每个目的限制其相关帐户类别中的资金的使用。 投稿者模块可操作地从投稿人接收资金存款,存款包括由投稿人相关联的第一组资金与第二目的的第一目的和由投稿人相关联的第二组资金。 分配模块可操作以将第一组资金存入与第一目的相关联的账户类别中,并将第二组资金存入与第二目的相关联的账户类别中。

    System for Allocating and Managing Contributions to Account Categories
    5.
    发明申请
    System for Allocating and Managing Contributions to Account Categories 审中-公开
    分配和管理账户类别分配的系统

    公开(公告)号:US20130054436A1

    公开(公告)日:2013-02-28

    申请号:US13221536

    申请日:2011-08-30

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/02

    摘要: According to some embodiments, an account management system comprises a processor coupled to a memory. The memory is operable to store account information associated with a first type of account held by an account holder; and one or more event triggers linked to the account. The processor is operable to receive event information associated with the account, the event information indicating that an event associated with the account has occurred. The processor determines that the event that occurred comprises one or more of the event triggers linked to the account. The processor initiates the activation of a second type of account held by the account holder in response to determining that the event that occurred comprises one or more of the event triggers linked to the account and based at least in part upon the account information associated with the first type of account held by the account holder.

    摘要翻译: 根据一些实施例,帐户管理系统包括耦合到存储器的处理器。 存储器可操作地存储与由帐户持有者持有的第一类型的帐户相关联的帐户信息; 以及与该帐户相关联的一个或多个事件触发器。 所述处理器可操作以接收与所述帐户相关联的事件信息,所述事件信息指示与所述帐户相关联的事件已经发生。 处理器确定发生的事件包括链接到该帐户的一个或多个事件触发器。 响应于确定发生的事件包括与该帐户相关联的事件触发器中的一个或多个,并且至少部分地基于与该帐户相关联的帐户信息,处理器启动由帐户持有者持有的第二类型的帐户的激活。 账户持有人持有的第一类账户。

    System for Allocating and Managing Contributions to Account Categories
    6.
    发明申请
    System for Allocating and Managing Contributions to Account Categories 审中-公开
    分配和管理账户类别分配的系统

    公开(公告)号:US20130054449A1

    公开(公告)日:2013-02-28

    申请号:US13221404

    申请日:2011-08-30

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/02

    摘要: According to some embodiments, an account management system comprises a processor coupled to a memory. The memory is operable to store account information associated with an account. The processor is operable to communicate to a potential contributor a link to a webpage, wherein the webpage comprises account information identifying the account and request information identifying an amount of a funds request, the beneficiary of the account, and a purpose for the funds request. The processor is operable to receive a response to the funds request indicating an outcome of the funds request and manage the account based on the outcome of the funds request.

    摘要翻译: 根据一些实施例,帐户管理系统包括耦合到存储器的处理器。 存储器可操作地存储与帐户相关联的帐户信息。 所述处理器可操作以向潜在贡献者传达到网页的链接,其中所述网页包括识别所述帐户的帐户信息和标识资金请求的数量的请求信息,所述帐户的受益人以及所述资金请求的目的。 处理器可操作地接收对资金请求的响应,指示资金请求的结果,并且基于资金请求的结果来管理账户。