公开(公告)号：US10311207B2

公开(公告)日：2019-06-04

申请号：US14310978

申请日：2014-06-20

Applicant: First Data Corporation

Inventor： Beverly Kennedy ,  Robyn Bartlett

IPC: G06F19/00 ,  G06Q10/00 ,  G06Q40/08 ,  G06Q50/24 ,  G06Q10/10 ,  G06Q20/20 ,  G06Q30/04 ,  G06Q50/22

Abstract: A system and method for permitting real-time payment of healthcare charges from multiple sources of payment. A POS terminal is used to enter a patient ID and treatment code. A health insurance network receives the patient ID and treatment code and returns an estimated explanation of benefits (EOB) data packet that is used to display an EOB statement at the POS terminal, the display including information on a patient portion not covered by the health insurance plan. The EOB data packet is used to electronically process payment for the patient portion from a second payment source, such as an medical savings account (MSA), credit card account or banking account.

公开(公告)号：US20140372143A1

公开(公告)日：2014-12-18

申请号：US14310978

申请日：2014-06-20

Applicant: First Data Corporation

Inventor： Beverly Kennedy ,  Robyn Bartlett

IPC: G06F19/00 ,  G06Q20/20 ,  G06Q30/04

CPC classification number: G06F19/328 ,  G06F19/00 ,  G06Q10/00 ,  G06Q10/10 ,  G06Q20/20 ,  G06Q30/04 ,  G06Q40/08 ,  G06Q50/22 ,  G06Q50/24

Abstract: A system and method for permitting real-time payment of healthcare charges from multiple sources of payment. A POS terminal is used to enter a patient ID and treatment code. A health insurance network receives the patient ID and treatment code and returns an estimated explanation of benefits (EOB) data packet that is used to display an EOB statement at the POS terminal, the display including information on a patient portion not covered by the health insurance plan. The EOB data packet is used to electronically process payment for the patient portion from a second payment source, such as an medical savings account (MSA), credit card account or banking account.

Abstract translation: 一种允许从多种付款来源实时支付医疗费用的系统和方法。 POS终端用于输入患者ID和治疗代码。 健康保险网络接收患者ID和治疗代码，并返回用于在POS终端显示EOB语句的福利（EOB）数据包的估计说明，该显示包括关于未被健康保险覆盖的患者部分的信息 计划。 EOB数据包用于电子地处理来自第二支付来源（例如医疗储蓄账户（MSA），信用卡账户或银行账户）的患者部分的支付。

公开(公告)号：US20140304010A1

公开(公告)日：2014-10-09

申请号：US14250700

申请日：2014-04-11

Applicant: FIRST DATA CORPORATION

Inventor： Beverly Kennedy ,  Robyn Bartlett

IPC: G06F19/00 ,  G06Q50/22

CPC classification number: G06F19/328 ,  G06Q10/00 ,  G06Q40/08 ,  G06Q50/22 ,  G06Q50/24

Abstract: A system and method for permitting real-time payment of healthcare charges from multiple sources of payment. A POS terminal is used to enter a patient ID and treatment code. A health insurance network receives the patient ID and treatment code and returns an electronic explanation of benefits (EOB) data packet that is used to display an EOB statement at the POS terminal, the display including information on a patient portion not covered by the health insurance plan. The EOB data packet is used to electronically process payment for the patient portion from a second payment source, such as an medical savings account (MSA), credit card account or banking account.

Abstract translation: 一种允许从多种付款来源实时支付医疗费用的系统和方法。 POS终端用于输入患者ID和治疗代码。 健康保险网络接收患者ID和治疗代码，并返回用于在POS终端显示EOB陈述的利益（EOB）数据包的电子说明，该显示包括关于健康保险未涵盖的患者部分的信息 计划。 EOB数据包用于电子地处理来自第二支付来源（例如医疗储蓄账户（MSA），信用卡账户或银行账户）的患者部分的支付。

公开(公告)号：US09898581B2

公开(公告)日：2018-02-20

申请号：US14257784

申请日：2014-04-21

Applicant: First Data Corporation

Inventor： Renee Elahi Lutzen ,  George Nauman ,  David G. Weis ,  Beverly Kennedy ,  Robyn Bartlett

IPC: G06Q50/22 ,  G06Q20/10 ,  G06F19/00 ,  G06Q10/00 ,  G07G1/00 ,  G07G1/12

CPC classification number: G16H40/20 ,  G06F19/00 ,  G06F19/328 ,  G06Q10/00 ,  G06Q50/22 ,  G07G1/0018 ,  G07G1/12 ,  G16H10/65 ,  G16H50/00

Abstract: Devices, systems, and methods for processing healthcare and financial transactions are provided. A point-of-care terminal for processing a healthcare transaction by a healthcare provider includes a reader configured to read information from a healthcare eligibility and settlement presentation instrument associated with a patient, and a processor configured to process a healthcare transaction based on the information, wherein the healthcare transaction includes at least one of a healthcare eligibility verification transaction and a healthcare settlement transaction.