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公开(公告)号：US20120130783A1
公开(公告)日：2012-05-24
申请号：US13364985
申请日：2012-02-02
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
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公开(公告)号：US20120029999A1
公开(公告)日：2012-02-02
申请号：US13252975
申请日：2011-10-04
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
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公开(公告)号：US08469268B2
公开(公告)日：2013-06-25
申请号：US13594143
申请日：2012-08-24
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
IPC分类号： G06K5/00
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
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公开(公告)号：US08132723B2
公开(公告)日：2012-03-13
申请号：US13252975
申请日：2011-10-04
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
IPC分类号： G06K5/00
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
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5.发明申请SYSTEM AND METHOD FOR NEW EXECUTION AND MANAGEMENT OF FINANCIAL AND DATA TRANSACTIONS 有权财务和数据交易的新的执行和管理的系统和方法公开(公告)号：US20100325053A1
公开(公告)日：2010-12-23
申请号：US12827807
申请日：2010-06-30
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.
摘要翻译： 用于执行财务和数据交易的系统和方法包括销售点设备，其被配置为执行交易，其中至少一个商品或服务被销售给具有编码卡号的存储介质的具有卡的个人。 所述交易在所述销售点设备接收授权所述交易的数据传输之后完成。 销售点设备被配置为经由因特网与第一计算系统进行通信。 第一计算系统存储一组指令，其使得第一计算系统评估交易以确定交易是否被授权，并且通过开放网络将授权交易的传输发送到所述销售点设备。
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6.发明授权System and method for disputing individual items that are the subject of a transaction 有权对作为交易主题的个别商品进行争议的系统和方法公开(公告)号：US07617972B2
公开(公告)日：2009-11-17
申请号：US11487139
申请日：2006-07-14
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
IPC分类号： G06K5/00
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
摘要翻译： 用于争论作为交易主题的个体项目的系统和方法包括在数据库中存储将多个商品或服务出售给具有通过其获取货币的交易卡的个人的交易的记录 可以获得资金，使得交易由交易标识符标识。 此外，识别作为交易的主题的每个商品或服务的信息与所述交易标识符相关联。 与交易标识符相关联的商品或服务之一相关联的成本是有争议的，而不会与所述交易标识符相关联的所有商品或服务的成本产生争议。
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7.发明申请SYSTEM AND METHOD FOR DISPUTING INDIVIDUAL ITEMS THAT ARE THE SUBJECT OF A TRANSACTION 有权用于调查交易主体的个人物品的系统和方法公开(公告)号：US20130006781A1
公开(公告)日：2013-01-03
申请号：US13594143
申请日：2012-08-24
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
摘要翻译： 用于争论作为交易主题的个体项目的系统和方法包括在数据库中存储将多个商品或服务出售给具有通过其获取货币的交易卡的个人的交易的记录 可以获得资金，使得交易由交易标识符标识。 此外，识别作为交易的主题的每个商品或服务的信息与所述交易标识符相关联。 与交易标识符相关联的商品或服务之一相关联的成本是有争议的，而不会与所述交易标识符相关联的所有商品或服务的成本产生争议。
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公开(公告)号：US20120130831A1
公开(公告)日：2012-05-24
申请号：US13364066
申请日：2012-02-01
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
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9.发明申请SYSTEM AND METHOD FOR DISPUTING INDIVIDUAL ITEMS THAT ARE THE SUBJECT OF A TRANSACTION 有权用于调查交易主体的个人物品的系统和方法公开(公告)号：US20120011012A1
公开(公告)日：2012-01-12
申请号：US13239191
申请日：2011-09-21
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
摘要翻译： 用于争论作为交易主题的个体项目的系统和方法包括在数据库中存储将多个商品或服务出售给具有通过其获取货币的交易卡的个人的交易的记录 可以获得资金，使得交易由交易标识符标识。 此外，识别作为交易的主题的每个商品或服务的信息与所述交易标识符相关联。 与交易标识符相关联的商品或服务之一相关联的成本是有争议的，而不会与所述交易标识符相关联的所有商品或服务的成本产生争议。
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公开(公告)号：US08413896B2
公开(公告)日：2013-04-09
申请号：US12827807
申请日：2010-06-30
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.
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