公开(公告)号：US08352291B2

公开(公告)日：2013-01-08

申请号：US09962931

申请日：2001-09-25

申请人： Joel J. Rubenstein

发明人： Joel J. Rubenstein

IPC分类号： G06Q40/00

CPC分类号： G06Q40/02 ,  G06F19/00 ,  G06Q40/08 ,  G06Q50/22

摘要： One aspect of the present invention includes determining a variable medical co-payment according to marginal clinical utility. A set of clinical factors are processed to identify a specific clinical condition. As provided by an independent panel of physicians, medical care alternatives are described for the specific clinical condition. The independent panel of physicians further indicates corresponding marginal clinical utilities of the medical care alternatives. Variable co-payments are applied to the medical care alternatives in an inverse relationship with the corresponding marginal clinical utilities.