System and method of account reconciliation for electronic transactions
    6.
    发明授权
    System and method of account reconciliation for electronic transactions 失效
    电子交易账户对账系统和方法

    公开(公告)号:US08204824B2

    公开(公告)日:2012-06-19

    申请号:US12272325

    申请日:2008-11-17

    IPC分类号: G06Q40/00

    摘要: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources and an account reconciliation processor (200) to identify discrepancies and initiate corrective action.

    摘要翻译: 交易处理系统(10)提供各方之间的数据交易。 在信用卡交易中,双方是商户(20),收款银行(24),卡片协会(34),开证行(14)和持卡人(12)。 交易处理中心(30)位于采集银行和卡片关联之间。 事务处理中心提供用于基于消息的处理(72)和基于归档的处理(76)的数据处理通道。 基于文件的处理使用传入队列(80)和传出队列(84)来简化接口。 交易处理中心还提供每笔交易的货币兑换和账户对账。 事务处理中心使用调度器(160)来有效地管理数据处理资源和帐户对帐处理器(200)以识别差异并启动纠正措施。

    System and Method of Transferring Data Through Transaction Process
    7.
    发明申请
    System and Method of Transferring Data Through Transaction Process 失效
    通过事务处理传输数据的系统和方法

    公开(公告)号:US20090077131A1

    公开(公告)日:2009-03-19

    申请号:US12276985

    申请日:2008-11-24

    IPC分类号: G06F17/30

    摘要: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources.

    摘要翻译: 交易处理系统(10)提供各方之间的数据交易。 在信用卡交易中,双方是商户(20),收款银行(24),卡片协会(34),开证行(14)和持卡人(12)。 交易处理中心(30)位于采集银行和卡片关联之间。 事务处理中心提供用于基于消息的处理(72)和基于归档的处理(76)的数据处理通道。 基于文件的处理使用传入队列(80)和传出队列(84)来简化接口。 交易处理中心还提供每笔交易的货币兑换和账户对账。 事务处理中心使用调度器(160)来有效地管理数据处理资源。

    Transverse directional zipper with a double seal flange profile configuration
    9.
    发明授权
    Transverse directional zipper with a double seal flange profile configuration 有权
    横向拉链,双密封法兰轮廓配置

    公开(公告)号:US06428642B1

    公开(公告)日:2002-08-06

    申请号:US09524349

    申请日:2000-03-13

    IPC分类号: A41H3700

    摘要: A vertical form fill and seal apparatus is used to manufacture reclosable containers. A plastic zipper segment is provided with a double seal flange configuration wherein two zippers are provided for adjacent reclosable containers, one reclosable container being upside down and the other being rightside up. The zipper segment is initially provided on the web with the first flange sealed to the web. A tube is formed so that lateral edges are folded over and sealed to the second flange. A cut is thereafter formed by the sealing bars to separate the two reclosable containers from each other.

    摘要翻译: 使用立式填充和密封装置制造可再闭合容器。 塑料拉链段设置有双重密封凸缘构造,其中为相邻的可重新闭合的容器提供两个拉链,一个可重新闭合的容器是倒置的,另一个被向右翻转。 拉链段最初设置在网状物上,第一凸缘密封到腹板上。 形成管,使得侧边缘被折叠并密封到第二凸缘。 此后由密封条形成切口,以将两个可重新闭合的容器彼此分开。

    System and method of currency conversion in financial transaction process
    10.
    发明授权
    System and method of currency conversion in financial transaction process 失效
    金融交易过程中货币转换的制度和方法

    公开(公告)号:US08311944B2

    公开(公告)日:2012-11-13

    申请号:US12633696

    申请日:2009-12-08

    IPC分类号: G06Q40/00

    摘要: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources.

    摘要翻译: 交易处理系统(10)提供各方之间的数据交易。 在信用卡交易中,双方是商户(20),收款银行(24),卡片协会(34),开证行(14)和持卡人(12)。 交易处理中心(30)位于采集银行和卡片关联之间。 事务处理中心提供用于基于消息的处理(72)和基于归档的处理(76)的数据处理通道。 基于文件的处理使用传入队列(80)和传出队列(84)来简化接口。 交易处理中心还提供每笔交易的货币兑换和账户对账。 事务处理中心使用调度器(160)来有效地管理数据处理资源。