Credit card fraud prevention system

    公开(公告)号:US09898727B2

    公开(公告)日:2018-02-20

    申请号:US13498833

    申请日:2010-09-28

    摘要: A server receives a card ID of a credit card, a credit amount, and a terminal ID for identifying a shop terminal from a shop terminal. The server acquires a corresponding user ID from the card ID, to find out whether this user has approved that location information can be acquired from his/her mobile terminal. In the case where the user has approved that location information is acquired in advance, the server acquires a mobile phone number from the user ID, to know a location of the mobile terminal with use of this mobile phone number. The server acquires a shop ID from the terminal ID (fixed-line telephone number) of the shop terminal, to be able to acquire a shop location from the shop ID. The server compares the location of the mobile terminal and the location of the shop, to judge whether or not conformance is made.

    CREDIT CARD FRAUD PREVENTION SYSTEM
    8.
    发明申请
    CREDIT CARD FRAUD PREVENTION SYSTEM 有权
    信用卡预防系统

    公开(公告)号:US20120246076A1

    公开(公告)日:2012-09-27

    申请号:US13498833

    申请日:2010-09-28

    IPC分类号: G06Q20/40 H04W4/02

    摘要: An object of the present invention is to prevent a fraudulent use of a credit card such as spoofing.A server receives a card ID of a credit card, a credit amount, and a terminal ID for identifying a shop terminal from a shop terminal (S102), to start credit processing. The server acquires a corresponding user ID from the card ID (S104), to find out whether this user has approved that location information can be acquired from his/her mobile terminal (S106). In the case where the user has approved that location information is acquired in advance (OK at S106), the server acquires a mobile phone number from the user ID (S108), to know a location of the mobile terminal with use of this mobile phone number (S110). Area information of a base station in which the mobile phone resides is provided in the case where the mobile terminal is not equipped with a GPS function. The server acquires a shop ID from the terminal ID (fixed-line telephone number) of the shop terminal (S112), to be able to acquire a shop location from the shop ID (S114). The server compares the location of the mobile terminal and the location of the shop, to judge whether or not conformance is made with a predetermined condition (S116). In the case where it is judged that conformance is made with the condition (OK at S116), the server makes a normal credit judgment (S118), thereby sending a reply (availability/unavailability information) to the credit inquiry (S120 or S122).

    摘要翻译: 本发明的目的是防止欺骗性地使用诸如欺骗的信用卡。 服务器从商店终端接收信用卡的卡片ID,信用额度和用于识别商店终端的终端ID(S102),开始信用处理。 服务器从卡ID获取相应的用户ID(S104),以确定该用户是否已经批准可以从他/她的移动终端获取位置信息(S106)。 在用户已经认可预先获取了位置信息的情况下(S106中为“OK”),服务器从用户ID获取移动电话号码(S108),使用该移动电话来知道移动终端的位置 号码(S110)。 在移动终端没有配备GPS功能的情况下,提供移动电话所在的基站的区域信息。 服务器从店铺终端的终端ID(固定电话号码)获取商店ID(S112),从店铺ID获取店铺位置(S114)。 服务器比较移动终端的位置和商店的位置,以判断是否在预定条件下进行一致性(S116)。 在判断为符合条件的情况下(S116为“OK”),服务器进行正常信用判断(S118),从而向信用查询发送答复(可用/不可用信息)(S120或S122) 。

    Data processing apparatus
    10.
    发明授权

    公开(公告)号:US07548235B2

    公开(公告)日:2009-06-16

    申请号:US11045393

    申请日:2005-01-31

    IPC分类号: G09G5/00 G06F1/00

    摘要: A data processing apparatus has a first processing unit for processing an input data, a second processing unit responsive to the data processed by the first processing unit for executing a processing dependent on the data and producing a display data, and a display unit having a display drive unit and a display device for displaying the display data. The second processing unit is selectively inactivated and activated under control of the first processing unit to reduce power consumption in the second processing unit. The display drive unit is also selectively inactivated and activated under control of the first processing unit to reduce power consumption in the display unit. The display device has a memory function that maintains its display image even when supply of a display drive signal from the display drive unit is stopped, so that a latest image before inactivation of the second processing unit and/or the display drive unit for power consumption reduction is visible by an operator during the inactivated and low power consumption state of the apparatus.