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    PROACTIVE WEATHER EVENT COMMUNICATION SYSTEM AND METHOD
    1.
    发明公开
    PROACTIVE WEATHER EVENT COMMUNICATION SYSTEM AND METHOD 审中-公开

    公开(公告)号：US20240193696A1

    公开(公告)日：2024-06-13

    申请号：US17306485

    申请日：2021-05-03

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Amber Wyatt ,  Joe Mora ,  John H. Jenkins

    IPC: G06Q40/08 ,  G06Q50/16

    CPC classification number: G06Q40/08 ,  G06Q50/163

    Abstract: A weather event computing device for transmitting weather notifications to policyholders is provided. The weather event computing device receives, from a weather reporting device, weather data for a region. The weather event computing device (i) determines from the weather data that the region is expected to experience a weather event, and (ii) identifies an insured property associated with the policyholder located within the region. A notification is transmitted to the policyholder's mobile device, advising the policyholder that the property may be impacted by the weather event. Pre and post-event drone or other aerial image data of insured properties may be used to estimate insurance claims for the insured, and facilitate prompt payout of insurance monies to those displaced or otherwise impacted by a weather event.

    SYSTEMS AND METHODS FOR GENERATING DAMAGE ASSESSMENTS
    6.
    发明申请
    SYSTEMS AND METHODS FOR GENERATING DAMAGE ASSESSMENTS 有权

    公开(公告)号：US20210319518A1

    公开(公告)日：2021-10-14

    申请号：US15055786

    申请日：2016-02-29

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Ivan D. Hall ,  George T. Dulee, JR. ,  Timothy J. Spader ,  Jessica Perganson ,  John H. Jenkins

    IPC: G06Q40/08

    Abstract: Methods and systems for generating a damage assessment for a damaged property may be provided. The method may include receiving a damage report from a user associated with the damaged property, presenting an eligibility test to the user, and receiving a response to the eligibility test from the user's mobile device and determining whether the user is eligible based upon the response, such as based upon an amount of vehicle damage. The method may electronically activate a damages module on an application stored on the user's mobile device to generate a damage assessment. Based upon how the user sends the damage report, the system may adjust how and when the damage report is generated. In one aspect, functionality is provided that determines whether a damaged vehicle and/or insured is eligible for online vehicle damage estimation (such as based upon a limited extent of vehicle damage) and/or associated online insurance claim submission.

    Providing data associated with insured losses
    8.
    发明授权
    Providing data associated with insured losses 有权

    公开(公告)号：US10672081B1

    公开(公告)日：2020-06-02

    申请号：US15398422

    申请日：2017-01-04

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Roxane Lyons ,  John H. Jenkins ,  Brian N. Harvey ,  Amber L. Wyatt

    IPC: G06Q40/08 ,  G06K9/00

    Abstract: A computer-implemented method for providing data associated with insured losses is presented. Data regarding an event that is a cause of the insured losses may be received. Respective indications of locations of properties insured by an insurance provider and sustaining the insured losses may be received. Image data from at least one image capturing device, where the image data is obtained from an aerial view of the properties and indicative of respective conditions of the properties, may be received. The image data may be processed to determine, for each property, an indication of the respective condition. The data associated with the insured losses may be provided via a user interface. The data associated with the insured losses may include (i) the respective indications of the locations of the properties, and (ii) the indications of the respective conditions of the properties.

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