公开(公告)号：US20220198567A1

公开(公告)日：2022-06-23

申请号：US17558838

申请日：2021-12-22

申请人： Sandra K. JOHNSON

发明人： Sandra K. JOHNSON

IPC分类号： G06Q40/06 ,  G06Q10/06 ,  G06Q40/04

摘要： This invention details a feedback-based system and methodology for dynamically transferring funds from external accounts in dynamic lightweight personalized analytics (DLPA). It also focuses on when and how to create targeted entities, e.g., financial accounts, in such an environment. Disclosed embodiments include a process for identifying, minimizing, and leveraging the behavioral information that optimize customer financial planning instruments in conjunction with the key performance indicators (KPIs) used in quantifying success. It includes dynamically leveraging financial accounts associated with customers, to determine when to make recommendations to create or transfer funds to other types of accounts or other relevant account-related actions. Furthermore, it facilitates a small memory footprint and optimal computation when making smart, customized suggestions to customers regarding their associated accounts.

公开(公告)号：US20080147262A1

公开(公告)日：2008-06-19

申请号：US11611421

申请日：2006-12-15

申请人： Fonda DANIELS ,  Deirdre H. DUTHIL ,  Sandra K. JOHNSON ,  Ruthie D. LYLE ,  Kelly MALONE ,  Demethria Johnson RAMSEUR

发明人： Fonda DANIELS ,  Deirdre H. DUTHIL ,  Sandra K. JOHNSON ,  Ruthie D. LYLE ,  Kelly MALONE ,  Demethria Johnson RAMSEUR

IPC分类号： G01M17/00 ,  G06Q30/00

CPC分类号： G06Q30/00 ,  G06Q30/0265 ,  G07C5/0808

摘要： A system and method for providing customized help to a vehicle user when a vehicle problem is detected. The method includes detecting vehicle data that indicates a condition of a vehicle and obtaining profile data comprising an estimated mechanical skill level of a user. The method further includes providing instructions, based upon the profile data and the vehicle data, to the user for addressing the condition.

摘要翻译： 一种当检测到车辆问题时向车辆用户提供定制帮助的系统和方法。 该方法包括检测指示车辆状态的车辆数据，并且获得包括用户估计的机械技能水平的轮廓数据。 该方法还包括基于简档数据和车辆数据向用户提供用于寻址条件的指令。

公开(公告)号：US20220172142A1

公开(公告)日：2022-06-02

申请号：US17538182

申请日：2021-11-30

申请人： Sandra K. JOHNSON

发明人： Sandra K. JOHNSON

IPC分类号： G06Q10/06 ,  G06Q40/02

摘要： A system and method for creating and adjusting financial accounts based on dynamic lightweight personalized analytics (DLPA) is disclosed. It provides for determining whether a user account should be suspended or deleted and considers parameters that include the number of transactions, the funds ultimately transferred, and the time between transfers. Based on these parameters and others, it can be automatically determined whether an account should be changed, including suspending the account or creating a savings account. This optimizes financial planning and increases the efficiency with which financial suggestions are provided.

公开(公告)号：US20210201241A1

公开(公告)日：2021-07-01

申请号：US17137677

申请日：2020-12-30

申请人： Sandra K. JOHNSON

发明人： Sandra K. JOHNSON

IPC分类号： G06Q10/06 ,  G06Q40/00

摘要： An embodiment of the present invention is directed to a feedback-based system and methodology for dynamically selecting communication messages, social media data, support data, etc. (denoted data) in evaluating dynamic lightweight personalized analytics (DLPA). Disclosed embodiments include a process for optimizing the key performance indicators (KPIs) used in measuring success by dynamically selecting the type, size, etc. of data leveraged by DLPA. This facilitates a small memory footprint and optimal computation when making smart, customized suggestions to users.

公开(公告)号：US20220292551A1

公开(公告)日：2022-09-15

申请号：US17690449

申请日：2022-03-09

申请人： Sandra K. JOHNSON

发明人： Sandra K. JOHNSON

IPC分类号： G06Q30/02 ,  G06Q10/06

摘要： A system and method for dynamically adjusted charitable donations based on dynamic lightweight personalized analytics (DLPA) is disclosed. The system provides for a remittance analytics engine that determines whether a donation percentage should be increased based on calculations involving historical transfer data, social media, and favorable support from transfer services. The method adjusts donation percentages based on similar analyses and ultimately results in a transfer of funds to a predetermined charity. A differing system and method is used for determining when to transfer a one-time donation under favorable conditions when the increased amount is constant versus determining when to transfer a one-time donation under favorable conditions when the increased amount is variable.

公开(公告)号：US20210304226A1

公开(公告)日：2021-09-30

申请号：US17215750

申请日：2021-03-29

申请人： Sandra K. JOHNSON

发明人： Sandra K. JOHNSON

IPC分类号： G06Q30/02 ,  G06Q10/06 ,  G06Q50/00 ,  G06Q30/00 ,  G06Q40/02 ,  G06Q40/00 ,  G06F16/9535

摘要： An embodiment of the present invention is directed to a feedback-based system and methodology for leveraging customer behavior in dynamic lightweight personalized analytics (DLPA). Disclosed embodiments include a process for identifying, minimizing and leveraging the behavioral information that optimize the key performance indicators (KPIs) used in quantifying success. This facilitates a small memory footprint and optimal computation when making smart, customized suggestions to users.