公开(公告)号：US11488130B1

公开(公告)日：2022-11-01

申请号：US15354075

申请日：2016-11-17

申请人： Vantiv, LLC

发明人： Coy Christensen

IPC分类号： G06Q20/20 ,  H04L67/10 ,  G06Q20/40

摘要： A computer-implemented method for cloud-based management of payment devices includes connecting a point of interaction device (POI) to a terminal management engine (TME) through a computer network, downloading operating software for the POI and configuration files for the POI from the TME to the POI, initializing the POI using the operating software, and configuring the POI using the configuration files. An alternative computer-implemented includes connecting to a POI through a computer network, receiving a transaction request from a TMC through the computer network, confirming access to the POI, transmitting a request for consumer information to the POI, receiving requested consumer information from the POI, transmitting the requested consumer information to the TMC, receiving a transaction approval message or a transaction decline message from the TMC, and transmitting the transaction approval message or the transaction decline message to the POI.

公开(公告)号：US10586293B1

公开(公告)日：2020-03-10

申请号：US15389001

申请日：2016-12-22

申请人： VANTIV, LLC

发明人： Coy Christensen ,  Scot Bryant ,  Michael De La Fuente

IPC分类号： G06Q50/12 ,  G06Q30/06 ,  G06Q20/40 ,  G06Q20/32

摘要： Systems and methods are disclosed for managing personalized dining checks created by individualized ordering enabled by associating mobile devices of patrons and waiters with table indicia. One method includes: receiving information identifying the user devices of one or more patrons and information identifying a table indicia as a result of associating the user devices of the one or more patrons with a table indicia; initiating a dining session based on information identifying user devices and information identifying a table indicia; receiving requests for dining items and transaction amounts for the dining items from the user devices, each request including information identifying the user device and the table indicia; receiving information confirming the delivery of dining items to the patrons; determining final transaction amount for the requested dining items; sending final transaction amount to the user devices and enabling the user devices to send a payment authorization; receiving a payment transaction authorization from the user devices to transact funds to pay for the final transaction amount using predetermined payment methods; and processing the payment transaction using the payment transaction authorization.

公开(公告)号：US11055678B1

公开(公告)日：2021-07-06

申请号：US15856737

申请日：2017-12-28

申请人： Vantiv, LLC

发明人： Coy Christensen

IPC分类号： G06Q20/10 ,  G06Q20/34 ,  G06Q20/20 ,  G06Q20/24 ,  G06Q40/00 ,  G06Q20/40

摘要： A method for conducting payment transaction by an employee using an employer payment system includes retrieving a token or an account identification from the employee payment card presented by a consumer, sending an authorization request with token, account identification and transaction data to an acquirer processor, identifying the employer and the employee associated with the token or account identification, determining whether the employee is authorized for the requested transaction based on an employee information from the employer's database, sending, to the employer, a transaction request from the point of sale terminal, transferring funds electronically from the employee's funds account or employer's account to the merchant in accordance with the transaction request between the merchant and the employee, and updating the employer's database with the transaction information once the transfer of funds is completed.

公开(公告)号：US10255645B1

公开(公告)日：2019-04-09

申请号：US15389034

申请日：2016-12-22

申请人： VANTIV, LLC

发明人： Coy Christensen ,  Scot Bryant ,  Michael De La Fuente

IPC分类号： G06Q50/12 ,  G06Q20/32 ,  G06Q20/14 ,  G06Q20/40

摘要： Systems and methods are disclosed for managing personalized dining checks created by individualized check item ownership or payment enabled by associating device and table indicia. One method includes: receiving information identifying the mobile devices of one or more patrons and information identifying a table indicia as a result of associating the mobile devices of the one or more patrons with a table indicia; receiving requests for dining items, transaction amounts for each dining item, and payment preferences associated with each dining item from each of the one or more patrons; determining the amounts owed by each patron, based on the dining items requested by each patron, transaction amounts for each dining item, and the payment preference of each patron for each requested dining item; and outputting the amount owed by each patron to an electronic storage medium or display of the mobile device of each patron.