SYSTEMS AND METHODS FOR ACCELERATING A DISPOSITION OF DIGITAL DISPUTE EVENTS IN A MACHINE LEARNING-BASED DIGITAL THREAT MITIGATION PLATFORM

    公开(公告)号:US20240154975A1

    公开(公告)日:2024-05-09

    申请号:US18416883

    申请日:2024-01-18

    IPC分类号: H04L9/40 G06Q20/40

    CPC分类号: H04L63/1408 G06Q20/4016

    摘要: A system and method for accelerating a disposition of a digital dispute event includes routing a digital dispute event to one of a plurality of distinct machine learning-based dispute scoring models; computing, by the one of the plurality of distinct machine learning-based dispute scoring models, a preliminary machine learning-based dispute inference based on one or more features extracted from the digital dispute event, wherein the preliminary machine learning-based dispute inference relates to a probability of the subscriber prevailing against the digital dispute event based on each piece of evidence data of a service-proposed corpus of evidence data being available to include in a dispute response artifact; and generating the dispute response artifact based on the digital dispute event, wherein the generating includes installing one or more obtainable pieces of evidence data associated with the digital event into one or more distinct sections of the dispute response artifact.

    Systems and methods for configuring and implementing a card testing machine learning model in a machine learning-based digital threat mitigation platform

    公开(公告)号:US11429974B2

    公开(公告)日:2022-08-30

    申请号:US17379068

    申请日:2021-07-19

    IPC分类号: G06Q20/40 G06F17/18 G06N20/00

    摘要: Systems and methods for detecting digital abuse or digital fraud that involves malicious account testing includes implementing a machine learning threat model that predicts malicious account testing using misappropriate accounts, wherein a subset of a plurality of learnable variables of an algorithmic structure of the machine learning threat model includes one or more learnable variables derived based on feature data indicative of malicious account testing; wherein implementing the machine learning threat model includes: (i) identifying event data from an online event that is suspected to involve digital fraud or digital abuse, (ii) extracting adverse feature data from the event data that map to the one or more learnable variables of the subset, and (iii) providing the adverse feature data as model input to the machine learning threat model; and computing, using the machine learning threat model, a threat prediction indicating a probability that the online event involves malicious account testing.

    SYSTEMS AND METHODS CONFIGURING A UNIFIED THREAT MACHINE LEARNING MODEL FOR JOINT CONTENT AND USER THREAT DETECTION

    公开(公告)号:US20210168166A1

    公开(公告)日:2021-06-03

    申请号:US16905465

    申请日:2020-06-18

    IPC分类号: H04L29/06 G06N20/00 G06N5/04

    摘要: A machine learning-based system and method for identifying digital threats includes a threat service that: implements a unified threat model that produces a unified threat score that predicts both of: a level of threat of a piece of online content, and a level of threat that a target user will create a harmful piece of online content; wherein: implementing the unified threat model includes: receiving event data comprising historical content data for the target user and content data of the pending piece of online content and historical user digital activity data and real-time user activity data; and providing input of content feature data and user digital activity feature data to the unified threat model; and the unified threat model produces the unified threat score based on the content and the user digital activity data; and computes a threat mitigation action based on an evaluation of the threat score.

    Multi-factor authentication augmented workflow

    公开(公告)号:US10958673B1

    公开(公告)日:2021-03-23

    申请号:US17120864

    申请日:2020-12-14

    IPC分类号: H04L29/06

    摘要: A system and method for a machine learning-based score driven automated verification of a target event includes: receiving a threat verification request; extracting a corpus of threat features; predicting the machine learning-based threat score; evaluating the machine learning-based threat score against distinct stages of an automated disposal decisioning workflow; computing the activity disposal decision, wherein the activity disposal decision informs an action to allow or to disallow the target online activity; receiving the machine learning-based threat score as input into an automated verification workflow; computing whether an automated verification of the target online activity is required or not based on an evaluation of the machine learning-based threat score against distinct verification decisioning criteria of the automated verification workflow; automatically executing the automated verification of the target online activity and exposing results of the automated verification to the subscriber for allowing or for disallowing the target online activity.

    Systems and methods for calibrating a machine learning model

    公开(公告)号:US10339472B2

    公开(公告)日:2019-07-02

    申请号:US15941175

    申请日:2018-03-30

    摘要: Systems and methods include: collecting digital threat scores of an incumbent digital threat machine learning model; identifying incumbent and successor digital threat score distributions; identifying quantiles data of the incumbent digital threat score distribution; collecting digital threat scores of a successor digital threat machine learning model; calibrating the digital threat scores of the successor digital threat score distribution based on the quantiles data of the incumbent digital threat score distribution and the incumbent digital threat score distribution; and in response to remapping the digital threat scores of the successor digital threat score distribution, publishing the successor digital scores in lieu of the incumbent digital threat scores based on requests for digital threat scores.

    System and methods for dynamic digital threat mitigation

    公开(公告)号:US10296912B2

    公开(公告)日:2019-05-21

    申请号:US16138311

    申请日:2018-09-21

    摘要: Systems and methods include: implementing a first machine learning model to generate an output of a global digital threat score for an online activity based on an input of the collected digital event data; implementing a second machine learning model that generates a category inference of a category of digital fraud or a category of digital abuse from a plurality of digital fraud or digital abuse categories; selecting a third machine learning model from an ensemble of digital fraud or digital abuse machine learning models based on the category inference generated by the second machine learning model, wherein the ensemble of digital fraud or digital abuse machine learning models comprise a plurality of disparate digital fraud or digital abuse category-specific machine learning models; and implementing the selected third machine learning model to generate a digital fraud or digital abuse category-specific threat score based on the digital event data.