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公开(公告)号：US20230140459A1
公开(公告)日：2023-05-04
申请号：US17905123
申请日：2021-03-01
申请人： VeriFone, Inc.
发明人： James Murray
IPC分类号： G06Q20/32 , G06Q20/20 , H04B10/116
摘要： Systems, methods, and devices for Bluetooth numeric comparison pairing between a handheld payment terminal and a base station that is incapable of displaying digits of a base station Bluetooth pairing code are disclosed. A handheld payment terminal computer program may initiate Bluetooth numeric pairing with a base station; generate a handheld payment terminal Bluetooth pairing code; capture a coded light sequence emitted by LEDs on the base station; decode the coded light sequence to determine the base station Bluetooth pairing code; cause the base station Bluetooth pairing code and the handheld payment terminal Bluetooth pairing code to be displayed on a display; and in response to Bluetooth pairing code match, pairing the handheld payment terminal with the base station. The base station provides access to one or more networks and/or data communication to the handheld payment terminal when paired.
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公开(公告)号：US20230135558A1
公开(公告)日：2023-05-04
申请号：US17518138
申请日：2021-11-03
摘要： Real-time prevention of misappropriation and/or exposure assessment posed by a transaction at a POS terminal, especially those transactions in which it is not possible to otherwise definitively determine that a user/transactor is present at the POS terminal. AI is relied on, such as, a neural network implementing sequence modeling, to predict the likelihood that a user/transactor is present at the POS terminal. Location of a user is tracked via a designated mobile communication device and in instances in which a location of the mobile communication cannot be identified at the time of the transaction, the invention performs analysis based at least on the last-in-time location of the mobile communication device, the user's travel route leading up to the last-in-time location of the mobile communication device and other factors to predict a likelihood that the user is located at the POS terminal. As a result of the predicted likelihood either the transaction is automatically decisioned or the user/transactor is alerted and requested to their approve or reject/deny the transaction.
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公开(公告)号：US20230135488A1
公开(公告)日：2023-05-04
申请号：US17515260
申请日：2021-10-29
发明人： Kaush Kumar , Jennifer Chu , Anand Kumar
摘要： The disclosed technology relates to improved user authentication to verify transaction legitimacy. An exemplary system may send a request for a current image to a mobile device associated with a user. The request may include an indication of a requested action to be performed by the user. The system may classify an action depicted in the current image obtained in response to the request. A determination may be made as to whether the depicted action corresponds to the requested action based on the classification. When it does correspond, the system may compare facial feature(s) recognized in obtained past image(s) associated with the user to a facial feature(s) recognized in the current image to determine when the user is depicted in both the past image(s) and the current image. When the user is depicted in both the past image(s) and the current image, the system may allow the transaction to proceed.
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公开(公告)号：US20230132993A1
公开(公告)日：2023-05-04
申请号：US18147155
申请日：2022-12-28
申请人： VAYYAR IMAGING LTD.
发明人： Shay Moshe , Albert Jacob , Michael Mendelovich
摘要： A radar system for monitoring shelves in a retail environment, where the system monitors the occupancy of the shelves and/or the dynamics of the customers in front of the shelves. The radar is preferably a wideband 3D imaging MIMO radar.
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公开(公告)号：US11636537B2
公开(公告)日：2023-04-25
申请号：US16365312
申请日：2019-03-26
IPC分类号： G06Q20/00 , G06Q40/02 , G06Q20/20 , G06Q10/067 , G06F16/27
摘要： A method of providing a loan credit to a customer before the customer requests the loan comprises obtaining, by a server, personal information for a customer by a credit broker application executing on the server, executing, on the server, a plurality of lender approval models using the personal information for the customer as input to each lender approval model, where each lender approval model is stored on the computer system in a byte code format as part of a private blockchain system, generating, by the server, a plurality of loan, evaluating, by a credit broker application executing on the server, the plurality of loan approvals based on a credit broker rule set, selecting, by the credit broker application, one of the loan approvals by the credit broker application, and presenting information to the customer comprising the terms of the selected loan approval by the credit broker application.
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公开(公告)号：US11636457B1
公开(公告)日：2023-04-25
申请号：US16804832
申请日：2020-02-28
摘要： This disclosure is directed to item-identifying carts that may be utilized by users to automatically identify items that the users place in their carts. In order to identify the items placed into or removed from the cart, the cart may analyze image data, as well as weight data indicating a current weight estimation of a basket of the cart. The cart may include a weight sensor that generates a signal comprising a series of weight measurements of the basket of the cart. The cart may use an algorithm that calculates different mean values of different window sizes of the weight measurements of this signal and, thereafter, may calculate an average of these mean values. This average may be stored as the current weight estimation of the basket.
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公开(公告)号：US11636402B2
公开(公告)日：2023-04-25
申请号：US16208648
申请日：2018-12-04
申请人： Carrier Corporation
发明人： Adam Kuenzi , Amuduri Santhosh , Ramesh Lingala
摘要： An electronic reservation method includes detecting that a user has utilized a first computing device in a transaction in which the user acquires an item, or acquires a voucher for a particular activity. An electronic reservation is created by a reservation server for the user based on the detecting that reserves one of a plurality of reservable locations within a predefined geographic area for the user. The plurality of reservable locations are configured for use of the item or for an activity related to but different than the particular activity. A credential for the electronic reservation is transmitted to a mobile computing device of the user.
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公开(公告)号：US20230124224A1
公开(公告)日：2023-04-20
申请号：US18082927
申请日：2022-12-16
申请人： Block, Inc.
发明人： Cory Douthat , Jeremy Wade , Matthew H Maibach
IPC分类号： G06F1/28 , H04N1/00 , G06Q20/20 , G06K7/08 , G06F1/3234 , G06F1/329 , G07G1/12 , G06F1/30 , G06F1/3212 , G06F1/3287 , G06F1/324 , G07F19/00 , H02J13/00 , G06F21/86
摘要： A point-of-sale (POS) device includes a processor, a battery, a transaction object reader, a printer with a printer controller, and optionally a temperature sensor. The processor determines a present power discharge capability rate of the battery, optionally based on a temperature measured by the temperature sensor. The processor also calculates a first estimated power draw rate based on a first setting value for at least one of the components of the POS device, such as the printer. If the first estimated power draw rate is dangerously close to the present power discharge capability rate of the battery, a second estimated power draw rate is calculated based on a second setting value for the one or more components. If the second estimated power draw rate is no longer dangerously close to the present power discharge capability rate of the battery, the components are set to the second settings value.
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公开(公告)号：US20230120610A1
公开(公告)日：2023-04-20
申请号：US18047616
申请日：2022-10-18
发明人： Patrick GUINDON , John FRERICHS , Inna LOBEL , Francois D NGUYEN , Jung Soo PARK , Kebei LI , Adam Christopher WRIGLEY
IPC分类号： G06Q20/20
摘要： Point of sale devices are disclosed. A register point-of-sale system may include: a register base; a customer screen that is removeable received by the register base; a merchant screen adjustably mounted on the register base; and a card reader integrated into the customer screen. A mobile payment terminal system may include: a mobile payment terminal comprising a wireless card reader, magnetic stripe reader, slot that receives a chip card, a screen, and an integrated receipt printer; and a dock that removably receives the mobile payment terminal. A mobile card reader system may include a cylindrical mobile card reader comprising a screen, a wireless card reader, a magnetic stripe reader, a slot that receives a chip card, and a plurality of base slots that receive a plurality of base latches; and a cylindrical base with an angled end and latches.
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公开(公告)号：US20230120333A1
公开(公告)日：2023-04-20
申请号：US18086775
申请日：2022-12-22
申请人： CFPH, LLC
发明人： Howard W. Lutnick , Colin Sims , Ari Friedman , Mark A. Miller
摘要： Various systems and methods that may relate to referral and/or delivery services are described. Some embodiments may include syndicating service providers for orders to a plurality of providers, in store delivery options, mobile device ordering, price arbitrage and/or other elements. Various other embodiments are described.
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