-
公开(公告)号：US20250069106A1
公开(公告)日：2025-02-27
申请号：US18454335
申请日：2023-08-23
Applicant: Hugh Knight , Haniff Knight
Inventor： Hugh Knight , Haniff Knight
IPC: A63F13/792 , G06Q20/36 , G06Q20/38
Abstract: A system and method for converting between in-game digital assets and cryptocurrency tokens on a distributed ledger. Transaction message are created and digitally signed by users and broadcast for incorporation into the distributed ledger. Assets may be fungible or non-fungible tokens implemented as Smart Contracts on a blockchain. Assets may represent avatars, game currency, tools earned in a game. Certain assets may be transferred from one game to another game via the ledger.
-
公开(公告)号：US20250069070A1
公开(公告)日：2025-02-27
申请号：US18237728
申请日：2023-08-24
Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.
Inventor： Srinath Ravinathan , Donghao Huang , Shi Ler Shila Chew , Dendy Gunawan , Matthew T. Ordman
Abstract: Systems and techniques for payment processor supported Web 3.0 (“web3”) wallets are provided. The described systems and techniques allow for the use of non-fungible tokens (NFTs) to represent a payment token for making a payment inside a web3 and metaverse environment. Indeed, the described systems and techniques provide a financial NFT enabled representation of a payment card account as a token in a blockchain network, which can then be used to facilitate web3 payments with real-time fiat to crypto exchanges.
-
公开(公告)号：US20250069064A1
公开(公告)日：2025-02-27
申请号：US18811943
申请日：2024-08-22
Applicant: Ava Labs, Inc.
Inventor： Michael Kaplan , Patrick Robert O'Grady , Stephen Buttolph , Aaron Buchwald , Bernard Wong , Cameron John Schultz , Geoffrey Stuart , Matthew Lam
Abstract: Various aspects of the subject technology relate to systems, methods, and machine-readable media for bridging native tokens. Various aspects may include initializing a first blockchain by allocating a plurality of native tokens. Aspects may also include transferring, using a bridge, one or more transactions from a second blockchain to the first blockchain using locked tokens on the second blockchain as collateral. Aspects may also include minting new native tokens at the first blockchain when a value of transactions sum to the plurality of native tokens and the plurality of native tokens are backed by the locked tokens. Aspects may also include reporting, to the second blockchain, the amount of tokens used for the transaction fees in the one or more transactions. Aspects may also include burning, at the second blockchain, tokens corresponding to the amount of tokens used for paying transaction fees.
-
公开(公告)号：US20250069058A1
公开(公告)日：2025-02-27
申请号：US18945325
申请日：2024-11-12
Applicant: Wells Fargo Bank, N.A.
Inventor： Peter Ho
Abstract: A method of authenticating a card for use with a mobile device is provided. The method includes: receiving a payment transaction from the mobile device; identifying the payment transaction as an authentication request by determining that the payment transaction includes a predefined transaction charge amount; based on the predefined transaction charge amount, processing the authentication request as a transaction request to reveal a cryptogram; decrypting the cryptogram to determine resulting information; verifying the authentication code that was generated by the payment card and wirelessly transmitted to the mobile device; approving the authentication request based on the verification; and, activating the payment card that enables the mobile device to complete transactions involving the payment card.
-
公开(公告)号：US12236428B2
公开(公告)日：2025-02-25
申请号：US18528338
申请日：2023-12-04
Applicant: Capital One Services, LLC
Inventor： Rudolph Christian Wolfs , David Aaron Pinski
Abstract: A method of performing a fund transfer at an ATM includes receiving an active authentication transaction key at an ATM from a mobile financial transaction instrument via a wireless communication protocol, generating a PIN at the ATM, and storing the PIN in a machine readable storage medium. An authorization request message is transmitted to a financial institution identified by the active authentication transaction key. The authorization request message includes the PIN and at least a portion of the active authentication transaction key. The PIN is received from a user of the mobile financial transaction instrument, and the funds are dispensed in response to receiving the PIN.
-
Patent Agency Ranking
6.发明授权公开(公告)号：US12236421B2
公开(公告)日：2025-02-25
申请号：US17552879
申请日：2021-12-16
Applicant: HON HAI PRECISION INDUSTRY CO., LTD.
Inventor： Shiaw-Herng Liu
IPC: G06Q20/38 , H04L9/00 , H04L9/32 , H04L67/104
Abstract: A block packaging method based on blockchain transaction is used in an electronic device. The electronic device controls each node in the blockchain to receive and store a blockchain transaction, and calculate a hash value of the each node according to the blockchain transaction, generate a package voting information according to the hash value of the each node, and send the package voting information to a voted node. The electronic device further controls the each node to record the number of votes as the voted nodes according to the package voting information to obtain the number of votes of the each node, take the node with the largest number of votes as a target node according to the number of votes, and pack the blockchain transaction into blocks and broadcast the blocks to all nodes in the blockchain.
-
公开(公告)号：US12236420B2
公开(公告)日：2025-02-25
申请号：US17361768
申请日：2021-06-29
Applicant: NCR Corporation
Inventor： Brian Steven Wotherspoon
Abstract: A card reader of a terminal is cryptographically verified upon initialization, power up, connection, or start of day processing of the terminal. A cryptographic and signed token is provided from and verified by an Encrypted Personal Identification Number (PIN) pad (EPP) of the terminal. Each time the reader initializes, the token is verified by the EPP and a new token is generated and provided to the reader for use during a next initialization cycle of the reader. If the reader lacks a token when the EPP has record that is should have the token, the reader is not authorized to perform card transactions for the terminal. If a token provided by the reader during an initialization cycle is not verified, the reader is not authorized to perform card transactions for the terminal.
-
公开(公告)号：US12236417B2
公开(公告)日：2025-02-25
申请号：US17833524
申请日：2022-06-06
Applicant: ROYAL BANK OF CANADA
Inventor： Edison U. Ortiz , Arnold Badal-Badalian , Ambica Pawan Khandavilli , Rasha Khayat , Iustina-Miruna Vintila , Nikhil Singh Shekhawat
IPC: G06Q20/36 , G06Q20/02 , G06Q20/10 , G06Q20/12 , G06Q20/20 , G06Q20/32 , G06Q20/38 , G06Q20/40 , G06Q30/0226 , G06Q40/03
Abstract: Systems, methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions. Aspects of such methods, systems, and data structures include providing at an electronic device, an output indicating that a dynamically-configured electronic token is in a transaction-ready state, where the dynamically-configured electronic token is associated with a plurality of loyalty accounts; in response to one or more signals providing information regarding a location of the electronic device, obtaining token data associated with a loyalty account of the plurality of loyalty accounts corresponding to the location of the electronic device; and via a data communication interface, route a token, generated from the token data, for processing at a transaction processing system.
-
公开(公告)号：US20250061455A1
公开(公告)日：2025-02-20
申请号：US18821035
申请日：2024-08-30
Applicant: The Clearing House Payments Company L.L.C.
Inventor： David Fortney , Michael Meinolf
Abstract: Systems and methods for secure payment processing are disclosed. An issuer vault generates payment items, which correspond to consumer account information and which replicate the structure of the account information but do not include consumers' actual account number. The payment items, rather than the actual account information, are communicated to on-line and mobile payment services for use by consumers in payment transactions. When a consumer uses a payment item in a payment transaction and the transaction undergoes authorization processing, the payment authorization network uses the payment item to request and receive the actual account information from the issuer vault. The authorization network uses the actual account information for the limited use of authorizing the transaction. Once the transaction has been authorized using the actual account information, the processing of the transaction continues using the payment item information rather than the actual account information.
-
公开(公告)号：US20250061452A1
公开(公告)日：2025-02-20
申请号：US18233781
申请日：2023-08-14
Applicant: Sunhub LLC
Inventor： Kadeer Beg , Azam Kazmi , Mitch Bihuniak
Abstract: An electronically networked mediated anonymous negotiation system and method are provided. A seller-side communication console has a transaction panel adapted to bidirectionally communicate product offer data with a moderator-side transaction management panel. A seller-side acceptance feature is configured to transmit to the moderator-side transaction management panel a manifestation of assent to the product offer. A buyer-side communication console is similarly equipped. A moderator-side mediation console has a transaction management panel adapted to bidirectionally communicate product offer data with the seller-side transaction panel, and to bidirectionally communicate product offer data with the buyer-side transaction panel. A multilateral chat feature is in bidirectional data communication with a seller-side chat panel, and in bidirectional communication with a buyer-side chat panel.
-
-
-
-
-
-
-
-
-
Search Results
18172
records
(took 0.143 seconds)
