The invention relates to a method for simultaneously preparing SiO2 aerogel and zeolite by utilizing fly ash, belonging to the technical field of the high-efficiency resource utilization of solid wastes and chemical material preparation. The method is as follows: the fly ash is firstly processed by high-temperature activation and then carries out hydro-thermal synthesis reaction with a sodium hydroxide water solution, soluble glass is catalyzed by a sulphuric acid with certain concentration, or the solution carries out cation exchange resin and is then processed by base catalysis to obtain SiO2 gel; aquagel is processed by solvent exchange/surface modification by utilizing a mixed solution of alcohols/alkanes solvent and trimethylchlorosilane, and the SiO2 aerogel is obtained under the condition of normal pressure and dryness; the fly ash is reacted with NaOH and then filtered to obtain filter residue, and the filter residue is further reacted with the NaOH so as to synthesize fly ash zeolite. The invention is not only a new way of the high-efficiency recycling of the solid wastes, but also a new technical method of the low-cost preparation of the SiO2 aerogel and the zeolite.