The present invention provides a system for vehicle security, personalization, and cardiac activity monitoring of a driver wherein electrocardiography of a driver is monitored and registered which is used for identification of a person entering in the vehicle and personalization of vehicle based on user preferences thereby act as intruder detection towards vehicle security. In addition to registration the present invention also monitors cardiac activity of driver in a continuous and real time fashion without any intrusion to driver with the facility of generation of alert and making emergency call.