The invention discloses an intelligent mobile payment system which comprises a central control unit, a mobile terminal system and a client information communication unit. In the using process, a client sends an account closing request to the central control unit through the client information communication unit. The client information communication unit sends the request and the position of the client to the central control unit. The central control unit calculates and sends a path and a scheduling instruction to the mobile terminal system in real time according to the position of the client and the position of the mobile terminal system. The mobile terminal system arrives near the client according to the path. A traditional fixed counter account closing mode is changed into the flexible management mode that a shopper closes an account by himself. The system has the advantages of being flexible in setting, high in portability, capable of effectively saving manpower cost and the like, and is a novel supermarket/emporium mobile payment system integrating practicality and science and technology innovation.