The invention discloses a method and system for analyzing students of high concern based on the consumption of all-purpose cards. The method comprises the steps of (S1) obtaining a student all-purpose card consumption record, and (S2) carrying out consumption analysis of the student all-purpose card consumption record and finding students of high concern. The system comprises a consumption record acquisition module which obtains the student all-purpose card consumption record, a high concern finding module used for carrying out the consumption analysis of the student all-purpose card consumption record and finding the students of high concern, and a student information association module used for carrying out aided analysis of the students of high concern according to student scores, scholarships, student loan information, and work-study information. According to the method and the system provided by the invention, the level of poverty of students is analyzed in a targeted mode, the feasibility and accuracy are high, the giving of higher concern to poor students by school educational administration personnel is facilitated, the improvement of the development of physical and mental health of the poor students is facilitated, and the guarantee of the academic achievement and school performance of the poor students is facilitated.