A disclosed cashless instrument transaction clearinghouse provides clearinghouse server including a network interface allowing the cashless instrument transaction clearinghouse to communicate with a number of gaming properties and a processor configured to enable the validation of cashless instruments at a gaming property different from where the cashless instrument was generated. Methods are provided at the cashless instrument transaction clearinghouse and at the gaming properties that enable cashless instrument transactions across multiple gaming properties. In addition, methods are provided at the cashless instrument transaction clearinghouse that allow 1) progressive games based upon cashless instrument transcations and 2) multi-site gaming promotions using cashless instruments.