A method for dynamically adjusting a memory page-closing policy for computer systems employing various types of DRAM memory partitioned into one or more memory banks, and circuitry for implementing the method. In general, the method comprises monitoring memory accesses to memory banks and dynamically adjusting the memory page closing policy for those memory bank based on locality characteristics of its memory accesses so that memory latencies are reduced. In one embodiment, in response to memory requests from a computer system processor, memory accesses to the DRAM memory are made on a page-wise basis. As each memory page is accessed, a page-miss, page-hit or page-hit state is produced. Depending on the page access states, which generally will reflect the locality characteristics of (an) application(s) accessing the memory, a page-close set point is adjusted. When a timing count corresponding to the page exceeds the page-close set point, the memory page is closed.