An apparatus for card receival comprises a foldaway portion (70); a leather element (2); and two fence elements (3); wherein the foldaway portion (70) has its two ends to connect with the two ends of the leather element (2); the two fence elements (3) connecting with the foldaway portion (70) by one side thereof; the leather element (2) comprising a plurality of card receival units (21), each of which constituting by a plurality of bar openings (211) for cards inserting. As an embodiment, the card receival units (21) are arranged at intervals. The apparatus for card receival may further comprise a coin-receiving bag (4) formed on an outer side of the foldaway portion. The invention also discloses a wallet with such an apparatus for card receival.